Observation per hour at River Falls Area Hospital
1617 E Division St, River Falls, MN · Allinahealth · · NPI 1285691725
$90.83
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$162.20
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$32.63 with ucare pmap (a b c d e g n o s u r h) vs $195.92 with bc high value/ performance network (r) — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| ucare pmap (a b c d e g n o s u r h) | ucare pmap (abdmnorsuv) | $32.63 | ↓ -64% |
| blue cross blue shield of minnesota | bc pmap (r) | $41.15 | ↓ -55% |
| medica health system | medica pmap (r) | $43.63 | ↓ -52% |
| medicare other | all other medicare (r) | $68.63 | ↓ -24% |
| medica | medica medicare (r) | $72.06 | ↓ -21% |
| bcbs | bc medicare (r) | $72.06 | ↓ -21% |
| medica health system | medica dual solutions (r) | $72.99 | ↓ -20% |
| south country health alliance | scha msho (r) | $75.49 | ↓ -17% |
| all other medicaid | all other medicaid (r) | $77.86 | ↓ -14% |
| south country health alliance | scha pmap (r) | $80.19 | ↓ -12% |
| aetna | aetna elevate (n r) | $99.38 | ↑ +9% |
| aetna | aetna performance (n r) | $107.36 | ↑ +18% |
| blue cross blue shield of minnesota | bc state health plan (r) | $120.80 | ↑ +33% |
| americas ppo (araz)(b d n o r s v) | americas ppo (araz)(b d n o r s v) | $125.12 | ↑ +38% |
| first health (a c e g h u b d n o r s) | first health (abdmnosurv) | $136.25 | ↑ +50% |
| americas ppo (araz) (b d n h o r s) | americas ppo (araz) (b d n h o r s v) | $136.25 | ↑ +50% |
| aetna direct/indirect network | aetna direct/indirect network (n r) | $137.19 | ↑ +51% |
| bc aware/blue plus (nr) | bc aware/blue plus (nr) | $137.97 | ↑ +52% |
| medica ub health (r) | medica ub health (r) | $141.11 | ↑ +55% |
| blue cross blue shield of minnesota | bc premier (r) | $155.15 | ↑ +71% |
| all other contracted care (a b c d e g h n o r s u) | all other contracted care (a b c d m h n o r s u v) | $162.20 | ↑ +79% |
| bcbs | bc aehp (r) | $182.51 | ↑ +101% |
| bc high value/ performance network (r) | bc high value/ performance network (r) | $195.92 | ↑ +116% |
Visitor-reported prices
Comments
Observation per hour at other Minnesota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Canby Medical Center | Canby | $70.40 | $21.30 – $79.20 |
| Sanford Westbrook Hospital | Westbrook | $60.00 | $18.16 – $67.50 |
| Sanford Bagley Medical Center | Bagley | $76.80 | $23.24 – $86.40 |
| Sanford Wheaton | Wheaton | $52.80 | $15.98 – $59.40 |
| Sanford Luverne Medical Center | Luverne | $68.00 | $20.58 – $76.50 |
| Sanford Bemidji Medical Center | Bemidji | $168.00 | $1.02 – $86.40 |
| Sanford Worthington Medical Center | Worthington | $76.00 | $1.00 – $85.50 |
| Sanford Tracy Hospital | Tracy | $60.00 | $18.16 – $67.50 |