MRI cardiac morph & func wo IV cont at River Falls Area Hospital
1617 E Division St, River Falls, MN · Allinahealth · · NPI 1285691725
$1,386.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$2,475.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$227.33 with medicaid vs $2,475.00 with all other contracted care (a b c d e g h n o r s u) — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| medicaid | medicaid ma (r) | $227.33 | ↓ -84% |
| allina aetna medicare (r) | allina aetna medicare (r) | $233.60 | ↓ -83% |
| medicare | medicare (r) | $245.90 | ↓ -82% |
| blue cross blue shield of minnesota | bc pmap (r) | $477.85 | ↓ -66% |
| ucare pmap (a b c d e g n o s u r h) | ucare pmap (abdmnorsuv) | $497.97 | ↓ -64% |
| medica health system | medica pmap (r) | $750.00 | ↓ -46% |
| medicare other | all other medicare (r) | $1,047.22 | ↓ -24% |
| medica | medica medicare (r) | $1,099.58 | ↓ -21% |
| bcbs | bc medicare (r) | $1,099.58 | ↓ -21% |
| medica health system | medica dual solutions (r) | $1,113.75 | ↓ -20% |
| south country health alliance | scha msho (r) | $1,151.94 | ↓ -17% |
| blue cross blue shield of minnesota | bc state health plan (r) | $1,180.32 | ↓ -15% |
| all other medicaid | all other medicaid (r) | $1,188.00 | ↓ -14% |
| south country health alliance | scha pmap (r) | $1,223.64 | ↓ -12% |
| bc aware/blue plus (nr) | bc aware/blue plus (nr) | $1,348.48 | ↓ -3% |
| aetna | aetna elevate (n r) | $1,516.43 | ↑ +9% |
| blue cross blue shield of minnesota | bc premier (r) | $1,516.50 | ↑ +9% |
| aetna | aetna performance (n r) | $1,638.20 | ↑ +18% |
| bcbs | bc aehp (r) | $1,783.96 | ↑ +29% |
| americas ppo (araz)(b d n o r s v) | americas ppo (araz)(b d n o r s v) | $1,909.22 | ↑ +38% |
| bc high value/ performance network (r) | bc high value/ performance network (r) | $1,914.99 | ↑ +38% |
| americas ppo (araz) (b d n h o r s) | americas ppo (araz) (b d n h o r s v) | $2,079.00 | ↑ +50% |
| first health (a c e g h u b d n o r s) | first health (abdmnosurv) | $2,079.00 | ↑ +50% |
| aetna direct/indirect network | aetna direct/indirect network (n r) | $2,093.36 | ↑ +51% |
| all other contracted care (a b c d e g h n o r s u) | all other contracted care (a b c d m h n o r s u v) | $2,475.00 | ↑ +79% |
Visitor-reported prices
Comments
MRI cardiac morph & func wo IV cont at other Minnesota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| United Hospital | MN | 1175 Nininger Road. Hastings | $1,094.50 | $220.12 – $1,474.00 |
| Owatonna Hospital | Owatonna | $1,386.00 | $227.33 – $1,082.34 |
| Abbott Northwestern Hospital | MN 55407 | $1,094.50 | $220.12 – $1,474.00 |
| Allina Health Faribault Medical Center | Faribualt | $1,386.00 | $227.33 – $1,082.34 |
| Mercy Hospital | MN 55443 | 550 Osborne Road NE. Fridley | $1,094.50 | $220.12 – $1,474.00 |
| Buffalo Hospital | Buffalo | $1,386.00 | $227.33 – $1,082.34 |
| Cambridge Medical Center | Cambridge | $1,386.00 | $227.33 – $1,082.34 |
| Sanford Canby Medical Center | Canby | not published | $253.81 – $578.05 |