Mayo infectious agent antigen immunoassay direct optical observation cryptococcus at River Falls Area Hospital

1617 E Division St, River Falls, MN · Allinahealth · · NPI 1285691725

Source: hospital's published price file ↗ · Published Jun 15, 2026 · Ingested Sep 17, 2026

$89.71

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$160.20

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$14.96 with allina aetna medicare (r) vs $160.20 with all other contracted care (a b c d e g h n o r s u) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
allina aetna medicare (r) allina aetna medicare (r) $14.96 ↓ -83%
medicare medicare (r) $15.75 ↓ -82%
medicaid medicaid ma (r) $16.06 ↓ -82%
blue cross blue shield of minnesota bc pmap (r) $17.19 ↓ -81%
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $32.23 ↓ -64%
medica health system medica pmap (r) $43.09 ↓ -52%
blue cross blue shield of minnesota bc state health plan (r) $52.43 ↓ -42%
bc aware/blue plus (nr) bc aware/blue plus (nr) $59.90 ↓ -33%
blue cross blue shield of minnesota bc premier (r) $67.37 ↓ -25%
medicare other all other medicare (r) $67.51 ↓ -25%
bcbs bc medicare (r) $70.89 ↓ -21%
medica medica medicare (r) $70.89 ↓ -21%
medica health system medica dual solutions (r) $72.09 ↓ -20%
south country health alliance scha msho (r) $74.26 ↓ -17%
all other medicaid all other medicaid (r) $76.90 ↓ -14%
south country health alliance scha pmap (r) $79.20 ↓ -12%
bcbs bc aehp (r) $79.25 ↓ -12%
bc high value/ performance network (r) bc high value/ performance network (r) $85.07 ↓ -5%
aetna aetna elevate (n r) $98.15 ↑ +9%
aetna aetna performance (n r) $106.04 ↑ +18%
americas ppo (araz)(b d n o r s v) americas ppo (araz)(b d n o r s v) $123.58 ↑ +38%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $134.57 ↑ +50%
americas ppo (araz) (b d n h o r s) americas ppo (araz) (b d n h o r s v) $134.57 ↑ +50%
aetna direct/indirect network aetna direct/indirect network (n r) $135.50 ↑ +51%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $160.20 ↑ +79%

Visitor-reported prices

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Mayo infectious agent antigen immunoassay direct optical observation cryptococcus at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Canby Medical Center Canby $104.80 $27.12 – $100.80
Sanford Westbrook Hospital Westbrook $188.00 $31.47 – $117.00
Sanford Wheaton Wheaton $68.00 $19.37 – $72.00
Sanford Luverne Medical Center Luverne $64.00 $19.37 – $72.00
Sanford Tracy Hospital Tracy $188.00 $31.47 – $117.00
Sanford Thief River Falls Medical Center Thief River Falls $134.40 $21.30 – $55.80
Sanford Behavioral Health Thief River Falls Thief River Falls $134.40 $21.30 – $55.80
United Hospital MN | 1175 Nininger Road. Hastings $76.90 $10.88 – $30.90

All Minnesota hospitals for this procedure →