Mayo factor v at River Falls Area Hospital

1617 E Division St, River Falls, MN · Allinahealth · · NPI 1285691725

Source: hospital's published price file ↗ · Published Jun 15, 2026 · Ingested Sep 17, 2026

$106.51

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$190.20

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$12.64 with ucare pmap (a b c d e g n o s u r h) vs $68.00 with bc high value/ performance network (r) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $12.64 ↓ -88%
allina aetna medicare (r) allina aetna medicare (r) $16.43 ↓ -85%
medica health system medica pmap (r) $16.89 ↓ -84%
blue cross blue shield of minnesota bc pmap (r) $16.97 ↓ -84%
medicare medicare (r) $17.30 ↓ -84%
medicaid medicaid ma (r) $17.63 ↓ -83%
medicare other all other medicare (r) $26.46 ↓ -75%
medica medica medicare (r) $27.78 ↓ -74%
bcbs bc medicare (r) $27.78 ↓ -74%
medica health system medica dual solutions (r) $28.26 ↓ -73%
south country health alliance scha msho (r) $29.11 ↓ -73%
all other medicaid all other medicaid (r) $30.14 ↓ -72%
south country health alliance scha pmap (r) $31.05 ↓ -71%
aetna aetna elevate (n r) $38.48 ↓ -64%
aetna aetna performance (n r) $41.57 ↓ -61%
blue cross blue shield of minnesota bc state health plan (r) $41.92 ↓ -61%
bc aware/blue plus (nr) bc aware/blue plus (nr) $47.89 ↓ -55%
americas ppo (araz)(b d n o r s v) americas ppo (araz)(b d n o r s v) $48.44 ↓ -55%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $52.75 ↓ -50%
americas ppo (araz) (b d n h o r s) americas ppo (araz) (b d n h o r s v) $52.75 ↓ -50%
aetna direct/indirect network aetna direct/indirect network (n r) $53.12 ↓ -50%
blue cross blue shield of minnesota bc premier (r) $53.85 ↓ -49%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $62.80 ↓ -41%
bcbs bc aehp (r) $63.35 ↓ -41%
bc high value/ performance network (r) bc high value/ performance network (r) $68.00 ↓ -36%

Visitor-reported prices

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Mayo factor v at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Westbrook Hospital Westbrook $295.20 $89.33 – $332.10
Sanford Luverne Medical Center Luverne $156.00 $47.21 – $175.50
Sanford Tracy Hospital Tracy $295.20 $89.33 – $332.10
Sanford Thief River Falls Medical Center Thief River Falls $236.00 $101.33 – $265.50
Sanford Behavioral Health Thief River Falls Thief River Falls $236.00 $101.33 – $265.50
United Hospital MN | 1175 Nininger Road. Hastings $91.30 $11.53 – $31.83
Owatonna Hospital Owatonna $106.51 $16.43 – $46.34
Abbott Northwestern Hospital MN 55407 $91.30 $11.53 – $59.44

All Minnesota hospitals for this procedure →