Gen, neuro, clo loop, rechg at River Falls Area Hospital

1617 E Division St, River Falls, MN · Allinahealth · · NPI 1285691725

Source: hospital's published price file ↗ · Published Jun 15, 2026 · Ingested Sep 17, 2026

$48,599.04

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$86,784.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$13,211.60 with ucare pmap (a b c d e g n o s u r h) vs $65,664.00 with all other contracted care (a b c d e g h n o r s u) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $13,211.60 ↓ -73%
medica health system medica pmap (r) $17,663.62 ↓ -64%
blue cross blue shield of minnesota bc pmap (r) $18,097.00 ↓ -63%
blue cross blue shield of minnesota bc premier (r) $21,662.55 ↓ -55%
blue cross blue shield of minnesota bc state health plan (r) $22,897.04 ↓ -53%
bcbs bc aehp (r) $25,484.20 ↓ -48%
bc aware/blue plus (nr) bc aware/blue plus (nr) $26,043.87 ↓ -46%
bc high value/ performance network (r) bc high value/ performance network (r) $27,355.62 ↓ -44%
medicare other all other medicare (r) $27,783.75 ↓ -43%
medica medica medicare (r) $29,172.94 ↓ -40%
bcbs bc medicare (r) $29,172.94 ↓ -40%
medica health system medica dual solutions (r) $29,548.80 ↓ -39%
south country health alliance scha msho (r) $30,562.13 ↓ -37%
all other medicaid all other medicaid (r) $31,518.72 ↓ -35%
south country health alliance scha pmap (r) $32,464.28 ↓ -33%
aetna aetna elevate (n r) $40,232.33 ↓ -17%
aetna aetna performance (n r) $43,463.00 ↓ -11%
americas ppo (araz)(b d n o r s v) americas ppo (araz)(b d n o r s v) $50,653.21 ↑ +4%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $55,157.76 ↑ +13%
americas ppo (araz) (b d n h o r s) americas ppo (araz) (b d n h o r s v) $55,157.76 ↑ +13%
aetna direct/indirect network aetna direct/indirect network (n r) $55,538.61 ↑ +14%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $65,664.00 ↑ +35%

Visitor-reported prices

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Gen, neuro, clo loop, rechg at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Bemidji Medical Center Bemidji $36,800.00 $20,700.00 – $41,400.00
United Hospital MN | 1175 Nininger Road. Hastings $41,656.32 $14,572.42 – $14,572.42
Owatonna Hospital Owatonna $48,599.04 $15,280.98 – $48,453.29
Abbott Northwestern Hospital MN 55407 $41,656.32 $14,572.42 – $44,445.87
Allina Health Faribault Medical Center Faribualt $48,599.04 $15,280.98 – $48,453.29
Mercy Hospital MN 55443 | 550 Osborne Road NE. Fridley $41,656.32 $14,572.42 – $14,572.42
Buffalo Hospital Buffalo $48,599.04 $15,280.98 – $44,452.56
Cambridge Medical Center Cambridge $48,599.04 $15,280.98 – $44,452.56

All Minnesota hospitals for this procedure →