ER Visit (level 1, minor) at River Falls Area Hospital

1617 E Division St, River Falls, MN · Allinahealth · · NPI 1285691725

Source: hospital's published price file ↗ · Published Jun 15, 2026 · Ingested Sep 17, 2026

$145.32

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$259.50

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$52.21 with ucare pmap (a b c d e g n o s u r h) vs $562.98 with bc high value/ performance network (r) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $52.21 ↓ -64%
medicaid medicaid ma (r) $80.34 ↓ -45%
allina aetna medicare (r) allina aetna medicare (r) $82.56 ↓ -43%
medicare medicare (r) $86.91 ↓ -40%
medicare other all other medicare (r) $109.80 ↓ -24%
medica medica medicare (r) $115.29 ↓ -21%
bcbs bc medicare (r) $115.29 ↓ -21%
medica health system medica dual solutions (r) $116.78 ↓ -20%
blue cross blue shield of minnesota bc pmap (r) $118.25 ↓ -19%
south country health alliance scha msho (r) $120.78 ↓ -17%
all other medicaid all other medicaid (r) $124.56 ↓ -14%
south country health alliance scha pmap (r) $128.30 ↓ -12%
medica health system medica pmap (r) $150.00 ↑ +3%
aetna aetna elevate (n r) $159.00 ↑ +9%
aetna aetna performance (n r) $171.76 ↑ +18%
americas ppo (araz)(b d n o r s v) americas ppo (araz)(b d n o r s v) $200.18 ↑ +38%
americas ppo (araz) (b d n h o r s) americas ppo (araz) (b d n h o r s v) $217.98 ↑ +50%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $217.98 ↑ +50%
aetna direct/indirect network aetna direct/indirect network (n r) $219.49 ↑ +51%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $259.50 ↑ +79%
blue cross blue shield of minnesota bc state health plan (r) $347.13 ↑ +139%
bc aware/blue plus (nr) bc aware/blue plus (nr) $396.49 ↑ +173%
blue cross blue shield of minnesota bc premier (r) $445.83 ↑ +207%
bcbs bc aehp (r) $524.45 ↑ +261%
bc high value/ performance network (r) bc high value/ performance network (r) $562.98 ↑ +287%

Visitor-reported prices

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ER Visit (level 1, minor) at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Canby Medical Center Canby $296.80 $89.82 – $333.90
Sanford Westbrook Hospital Westbrook $323.20 $92.45 – $363.60
Sanford Bagley Medical Center Bagley $315.20 $92.45 – $354.60
Sanford Wheaton Wheaton $244.00 $73.84 – $274.50
Sanford Luverne Medical Center Luverne $230.40 $69.72 – $259.20
Sanford Bemidji Medical Center Bemidji $315.20 $64.05 – $354.60
Sanford Worthington Medical Center Worthington $256.00 $65.44 – $288.00
Sanford Tracy Hospital Tracy $323.20 $92.45 – $363.60

All Minnesota hospitals for this procedure →