Electron microscopy diagnostic at River Falls Area Hospital

1617 E Division St, River Falls, MN · Allinahealth · · NPI 1285691725

Source: hospital's published price file ↗ · Published Jun 15, 2026 · Ingested Sep 17, 2026

$833.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$1,487.50

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$81.47 with blue cross blue shield of minnesota vs $1,297.80 with all other contracted care (a b c d e g h n o r s u) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
blue cross blue shield of minnesota bc pmap (r) $81.47 ↓ -90%
blue cross blue shield of minnesota bc state health plan (r) $248.57 ↓ -70%
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $261.12 ↓ -69%
bc aware/blue plus (nr) bc aware/blue plus (nr) $283.96 ↓ -66%
blue cross blue shield of minnesota bc premier (r) $319.37 ↓ -62%
medica health system medica pmap (r) $349.11 ↓ -58%
bcbs bc aehp (r) $375.70 ↓ -55%
bc high value/ performance network (r) bc high value/ performance network (r) $403.29 ↓ -52%
medicaid medicaid ma (r) $415.36 ↓ -50%
medicare other all other medicare (r) $549.12 ↓ -34%
medica medica medicare (r) $576.58 ↓ -31%
bcbs bc medicare (r) $576.58 ↓ -31%
medica health system medica dual solutions (r) $584.01 ↓ -30%
south country health alliance scha msho (r) $604.03 ↓ -27%
all other medicaid all other medicaid (r) $622.94 ↓ -25%
south country health alliance scha pmap (r) $641.63 ↓ -23%
allina aetna medicare (r) allina aetna medicare (r) $788.80 ↓ -5%
aetna aetna elevate (n r) $795.16 ↓ -5%
medicare medicare (r) $830.32 ↓ -0%
aetna aetna performance (n r) $859.01 ↑ +3%
americas ppo (araz)(b d n o r s v) americas ppo (araz)(b d n o r s v) $1,001.12 ↑ +20%
americas ppo (araz) (b d n h o r s) americas ppo (araz) (b d n h o r s v) $1,090.15 ↑ +31%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $1,090.15 ↑ +31%
aetna direct/indirect network aetna direct/indirect network (n r) $1,097.68 ↑ +32%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $1,297.80 ↑ +56%

Visitor-reported prices

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Electron microscopy diagnostic at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Thief River Falls Medical Center Thief River Falls $1,024.80 $440.02 – $1,152.90
Sanford Behavioral Health Thief River Falls Thief River Falls $1,024.80 $440.02 – $1,152.90
United Hospital MN | 1175 Nininger Road. Hastings $889.87 $51.59 – $871.84
Owatonna Hospital Owatonna $833.00 $63.66 – $957.64
Abbott Northwestern Hospital MN 55407 $889.87 $51.59 – $2,045.11
Allina Health Faribault Medical Center Faribualt $833.00 $63.66 – $957.64
New Ulm Medical Center MN 56073 $1,047.20 $82.94 – $1,427.37
Mercy Hospital MN 55443 | 550 Osborne Road NE. Fridley $889.87 $51.59 – $863.53

All Minnesota hospitals for this procedure →