Version cephalic external at Owatonna Hospital
2250 NW 26th St, Owatonna, MN · Allinahealth · · NPI 1528025632
$963.76
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,721.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$41.31 with blue cross blue shield vs $3,462.76 with bcbs — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| blue cross blue shield | bc pmap (b d o s v) | $41.31 | ↓ -96% |
| blue cross | allina health blueprint (bdoshv) | $105.89 | ↓ -89% |
| blue cross blue shield | bc state health plan (b d o s v) | $107.54 | ↓ -89% |
| blue cross blue shield of minnesota | bc premier (b d o s v) | $119.77 | ↓ -88% |
| blue cross blue shield | bc aehp (b d o s v) | $140.89 | ↓ -85% |
| blue cross blue shield of minnesota | bc high value/performance network (bdosv) | $151.23 | ↓ -84% |
| blue cross blue shield | bc aware/blue plus (b d o s v) | $159.19 | ↓ -83% |
| united healthcare (bdohsv) | united healthcare (bdosv) | $199.00 | ↓ -79% |
| ucare pmap (a b c d e g n o s u r h) | ucare pmap (abdmnorsuv) | $346.27 | ↓ -64% |
| aetna | aetna elevate (bdosv) | $764.64 | ↓ -21% |
| aetna | aetna performance (bdosv) | $807.67 | ↓ -16% |
| medica health system | medica dual solutions (b d v o s) | $877.71 | ↓ -9% |
| aetna direct/indirect regional network | aetna direct/indirect regional (bdosv) | $1,020.21 | ↑ +6% |
| healthpartners | hpi (bdov) | $1,165.07 | ↑ +21% |
| medica ubh (o) | medica ubh (o) | $1,204.70 | ↑ +25% |
| medica health system | medica elect (b d o s v) | $1,261.15 | ↑ +31% |
| health partners | hpi cigna (bdov) | $1,269.92 | ↑ +32% |
| medica mhps | medica mhps (bdosv) | $1,316.74 | ↑ +37% |
| medica | medica essentials (b d o s v) | $1,316.74 | ↑ +37% |
| americas ppo (araz)(b d n o r s v) | americas ppo (araz)(b d n o r s v) | $1,327.58 | ↑ +38% |
| medica ubh pmap | medica ubh pmap (o) | $1,376.80 | ↑ +43% |
| medica health system | medica choice (b d o s v) | $1,385.75 | ↑ +44% |
| americas ppo (araz) (b d n h o r s) | americas ppo (araz) (b d n h o r s v) | $1,445.64 | ↑ +50% |
| first health (a c e g h u b d n o r s) | first health (abdmnosurv) | $1,445.64 | ↑ +50% |
| all other contracted care (a b c d e g h n o r s u) | all other contracted care (a b c d m h n o r s u v) | $1,721.00 | ↑ +79% |
| medicaid | medicaid ma (o) | $3,084.19 | ↑ +220% |
| all other medicaid | all other medicaid (o) | $3,084.19 | ↑ +220% |
| allina aetna medicare (o) | allina aetna medicare (o) | $3,169.32 | ↑ +229% |
| medicare other | all other medicare (o) | $3,297.87 | ↑ +242% |
| south country health alliance | scha pmap (o) | $3,330.93 | ↑ +246% |
| medicare | medicare (o) | $3,336.13 | ↑ +246% |
| medica | medica medicare (o) | $3,429.78 | ↑ +256% |
| bcbs | bc medicare (o) | $3,462.76 | ↑ +259% |
Visitor-reported prices
Comments
Version cephalic external at other Minnesota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Bemidji Medical Center | Bemidji | $2,271.20 | $1,293.73 – $3,276.41 |
| Sanford Worthington Medical Center | Worthington | $1,390.40 | $673.82 – $3,276.41 |
| Sanford Thief River Falls Medical Center | Thief River Falls | $2,428.00 | $1,042.52 – $2,731.50 |
| Sanford Behavioral Health Thief River Falls | Thief River Falls | $2,428.00 | $1,042.52 – $2,731.50 |
| United Hospital | MN | 1175 Nininger Road. Hastings | $2,254.03 | $33.48 – $3,855.24 |
| Abbott Northwestern Hospital | MN 55407 | $2,254.03 | $33.48 – $7,960.13 |
| Allina Health Faribault Medical Center | Faribualt | $963.76 | $41.31 – $3,644.41 |
| New Ulm Medical Center | MN 56073 | $815.75 | $53.83 – $3,336.13 |