Surgical pathology level 3 gross & microscopic examination at Owatonna Hospital
2250 NW 26th St, Owatonna, MN · Allinahealth · · NPI 1528025632
$125.38
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$223.90
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$16.72 with ucare pmap (a b c d e g n o s u r h) vs $169.16 with blue cross blue shield — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| ucare pmap (a b c d e g n o s u r h) | ucare pmap (abdmnorsuv) | $16.72 | ↓ -87% |
| medicaid | medicaid ma (o) | $31.35 | ↓ -75% |
| all other medicaid | all other medicaid (o) | $31.35 | ↓ -75% |
| south country health alliance | scha pmap (o) | $33.86 | ↓ -73% |
| aetna | aetna elevate (bdosv) | $36.92 | ↓ -71% |
| aetna | aetna performance (bdosv) | $39.00 | ↓ -69% |
| medica health system | medica dual solutions (b d v o s) | $42.38 | ↓ -66% |
| blue cross blue shield | bc pmap (b d o s v) | $43.91 | ↓ -65% |
| aetna direct/indirect regional network | aetna direct/indirect regional (bdosv) | $49.26 | ↓ -61% |
| allina aetna medicare (o) | allina aetna medicare (o) | $51.02 | ↓ -59% |
| medicare other | all other medicare (o) | $53.09 | ↓ -58% |
| medicare | medicare (o) | $53.71 | ↓ -57% |
| medica | medica medicare (o) | $55.21 | ↓ -56% |
| bcbs | bc medicare (o) | $55.74 | ↓ -56% |
| healthpartners | hpi (bdov) | $56.26 | ↓ -55% |
| united healthcare (bdohsv) | united healthcare (bdosv) | $57.26 | ↓ -54% |
| medica ubh (o) | medica ubh (o) | $58.17 | ↓ -54% |
| medica health system | medica elect (b d o s v) | $60.90 | ↓ -51% |
| health partners | hpi cigna (bdov) | $61.32 | ↓ -51% |
| medica mhps | medica mhps (bdosv) | $63.58 | ↓ -49% |
| medica | medica essentials (b d o s v) | $63.58 | ↓ -49% |
| americas ppo (araz)(b d n o r s v) | americas ppo (araz)(b d n o r s v) | $64.10 | ↓ -49% |
| medica ubh pmap | medica ubh pmap (o) | $66.48 | ↓ -47% |
| medica health system | medica choice (b d o s v) | $66.91 | ↓ -47% |
| americas ppo (araz) (b d n h o r s) | americas ppo (araz) (b d n h o r s v) | $69.80 | ↓ -44% |
| first health (a c e g h u b d n o r s) | first health (abdmnosurv) | $69.80 | ↓ -44% |
| all other contracted care (a b c d e g h n o r s u) | all other contracted care (a b c d m h n o r s u v) | $83.10 | ↓ -34% |
| blue cross | allina health blueprint (bdoshv) | $112.52 | ↓ -10% |
| blue cross blue shield | bc state health plan (b d o s v) | $114.27 | ↓ -9% |
| blue cross blue shield of minnesota | bc premier (b d o s v) | $127.26 | ↑ +1% |
| blue cross blue shield | bc aehp (b d o s v) | $149.71 | ↑ +19% |
| blue cross blue shield of minnesota | bc high value/performance network (bdosv) | $160.70 | ↑ +28% |
| blue cross blue shield | bc aware/blue plus (b d o s v) | $169.16 | ↑ +35% |
Visitor-reported prices
Comments
Surgical pathology level 3 gross & microscopic examination at other Minnesota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Canby Medical Center | Canby | $99.20 | $30.02 – $111.60 |
| Sanford Westbrook Hospital | Westbrook | $140.00 | $42.37 – $157.50 |
| Sanford Bagley Medical Center | Bagley | $172.00 | $52.05 – $193.50 |
| Sanford Wheaton | Wheaton | $101.60 | $30.75 – $114.30 |
| Sanford Luverne Medical Center | Luverne | $115.20 | $34.86 – $129.60 |
| Sanford Bemidji Medical Center | Bemidji | $172.00 | $39.09 – $193.50 |
| Sanford Worthington Medical Center | Worthington | $248.00 | $39.93 – $279.00 |
| Sanford Tracy Hospital | Tracy | $140.00 | $42.37 – $157.50 |