Socket insert knee articulat at Owatonna Hospital

2250 NW 26th St, Owatonna, MN · Allinahealth · · NPI 1528025632

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Sep 17, 2026

$905.69

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,617.30

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.01 with united healthcare (bdohsv) vs $1,617.30 with all other contracted care (a b c d e g h n o r s u) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
united healthcare (bdohsv) united healthcare (bdosv) $0.01 ↓ -100%
blue cross blue shield bc pmap (b d o s v) $295.63 ↓ -67%
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $325.40 ↓ -64%
allina aetna medicare (o) allina aetna medicare (o) $495.02 ↓ -45%
medicare other all other medicare (o) $521.07 ↓ -42%
medicare medicare (o) $521.07 ↓ -42%
medicaid medicaid ma (o) $529.06 ↓ -42%
all other medicaid all other medicaid (o) $529.06 ↓ -42%
medica medica medicare (o) $541.91 ↓ -40%
bcbs bc medicare (o) $547.12 ↓ -40%
south country health alliance scha pmap (o) $571.38 ↓ -37%
blue cross allina health blueprint (bdoshv) $606.86 ↓ -33%
blue cross blue shield bc state health plan (b d o s v) $616.23 ↓ -32%
blue cross blue shield of minnesota bc premier (b d o s v) $686.21 ↓ -24%
aetna aetna elevate (bdosv) $718.57 ↓ -21%
aetna aetna performance (bdosv) $759.00 ↓ -16%
blue cross blue shield bc aehp (b d o s v) $807.29 ↓ -11%
medica health system medica dual solutions (b d v o s) $824.82 ↓ -9%
blue cross blue shield of minnesota bc high value/performance network (bdosv) $866.55 ↓ -4%
blue cross blue shield bc aware/blue plus (b d o s v) $912.18 ↑ +1%
aetna direct/indirect regional network aetna direct/indirect regional (bdosv) $958.74 ↑ +6%
healthpartners hpi (bdov) $1,094.86 ↑ +21%
medica health system medica elect (b d o s v) $1,185.16 ↑ +31%
health partners hpi cigna (bdov) $1,193.40 ↑ +32%
medica mhps medica mhps (bdosv) $1,237.40 ↑ +37%
medica medica essentials (b d o s v) $1,237.40 ↑ +37%
americas ppo (araz)(b d n o r s v) americas ppo (araz)(b d n o r s v) $1,247.59 ↑ +38%
medica ubh pmap medica ubh pmap (o) $1,293.84 ↑ +43%
medica health system medica choice (b d o s v) $1,302.25 ↑ +44%
medica ubh (o) medica ubh (o) $1,358.53 ↑ +50%
americas ppo (araz) (b d n h o r s) americas ppo (araz) (b d n h o r s v) $1,358.53 ↑ +50%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $1,358.53 ↑ +50%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $1,617.30 ↑ +79%

Visitor-reported prices

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Socket insert knee articulat at other Minnesota hospitals

Hospital City Cash price Negotiated range
United Hospital MN | 1175 Nininger Road. Hastings $776.30 $205.83 – $661.32
Abbott Northwestern Hospital MN 55407 $776.30 $205.83 – $661.32
Allina Health Faribault Medical Center Faribualt $905.69 $295.63 – $1,193.40
New Ulm Medical Center MN 56073 $681.80 $308.42 – $995.66
Mercy Hospital MN 55443 | 550 Osborne Road NE. Fridley $776.30 $205.83 – $661.32
Buffalo Hospital Buffalo $905.69 $295.63 – $1,193.40
Cambridge Medical Center Cambridge $905.69 $295.63 – $1,193.40
River Falls Area Hospital River Falls $905.69 $302.97 – $1,214.13

All Minnesota hospitals for this procedure →