Psy/npsy phys/qhp 2> tst 1st 30 min at Owatonna Hospital
2250 NW 26th St, Owatonna, MN · Allinahealth · · NPI 1528025632
$110.66
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$197.60
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$0.01 with medica vs $674.00 with united healthcare (bdohsv) — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| medica | medica essentials (b d o s v) | $0.01 | ↓ -100% |
| medica mhps | medica mhps (bdosv) | $0.01 | ↓ -100% |
| medica ubh (o) | medica ubh (o) | $0.01 | ↓ -100% |
| medica health system | medica pmap (b d o s v) | $0.01 | ↓ -100% |
| medica ubh pmap | medica ubh pmap (o) | $0.01 | ↓ -100% |
| ucare pmap (a b c d e g n o s u r h) | ucare pmap (abdmnorsuv) | $39.76 | ↓ -64% |
| blue cross blue shield | bc pmap (b d o s v) | $61.68 | ↓ -44% |
| aetna | aetna elevate (bdosv) | $87.79 | ↓ -21% |
| aetna | aetna performance (bdosv) | $92.73 | ↓ -16% |
| medica health system | medica dual solutions (b d v o s) | $100.78 | ↓ -9% |
| aetna direct/indirect regional network | aetna direct/indirect regional (bdosv) | $117.14 | ↑ +6% |
| all other medicaid | all other medicaid (o) | $126.76 | ↑ +15% |
| medicaid | medicaid ma (o) | $126.76 | ↑ +15% |
| allina aetna medicare (o) | allina aetna medicare (o) | $130.26 | ↑ +18% |
| blue cross | allina health blueprint (bdoshv) | $132.17 | ↑ +19% |
| healthpartners | hpi (bdov) | $133.77 | ↑ +21% |
| blue cross blue shield | bc state health plan (b d o s v) | $134.22 | ↑ +21% |
| medicare other | all other medicare (o) | $135.55 | ↑ +22% |
| south country health alliance | scha pmap (o) | $136.90 | ↑ +24% |
| medicare | medicare (o) | $137.12 | ↑ +24% |
| medica | medica medicare (o) | $140.97 | ↑ +27% |
| bcbs | bc medicare (o) | $142.33 | ↑ +29% |
| medica health system | medica elect (b d o s v) | $144.80 | ↑ +31% |
| health partners | hpi cigna (bdov) | $145.81 | ↑ +32% |
| blue cross blue shield of minnesota | bc premier (b d o s v) | $149.48 | ↑ +35% |
| americas ppo (araz)(b d n o r s v) | americas ppo (araz)(b d n o r s v) | $152.43 | ↑ +38% |
| medica health system | medica choice (b d o s v) | $159.11 | ↑ +44% |
| first health (a c e g h u b d n o r s) | first health (abdmnosurv) | $165.98 | ↑ +50% |
| americas ppo (araz) (b d n h o r s) | americas ppo (araz) (b d n h o r s v) | $165.98 | ↑ +50% |
| blue cross blue shield | bc aehp (b d o s v) | $175.85 | ↑ +59% |
| blue cross blue shield of minnesota | bc high value/performance network (bdosv) | $188.77 | ↑ +71% |
| all other contracted care (a b c d e g h n o r s u) | all other contracted care (a b c d m h n o r s u v) | $197.60 | ↑ +79% |
| blue cross blue shield | bc aware/blue plus (b d o s v) | $198.70 | ↑ +80% |
| united healthcare (bdohsv) | united healthcare (bdosv) | $674.00 | ↑ +509% |
Visitor-reported prices
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Psy/npsy phys/qhp 2> tst 1st 30 min at other Minnesota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| United Hospital | MN | 1175 Nininger Road. Hastings | $75.02 | $55.97 – $143.98 |
| Abbott Northwestern Hospital | MN 55407 | $75.02 | $55.97 – $322.71 |
| Allina Health Faribault Medical Center | Faribualt | $110.66 | $61.68 – $149.79 |
| Mercy Hospital | MN 55443 | 550 Osborne Road NE. Fridley | $75.02 | $55.97 – $144.51 |
| Buffalo Hospital | Buffalo | $110.66 | $61.68 – $149.48 |
| Cambridge Medical Center | Cambridge | $110.66 | $61.68 – $149.79 |
| River Falls Area Hospital | River Falls | $110.66 | $60.33 – $263.76 |
| Sanford Canby Medical Center | Canby | not published | $135.35 – $135.35 |