Njx interlaminar crv/thrc at Owatonna Hospital

2250 NW 26th St, Owatonna, MN · Allinahealth · · NPI 1528025632

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Sep 17, 2026

$883.40

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,577.50

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$229.08 with blue cross blue shield vs $3,760.00 with medica health system — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
blue cross blue shield bc pmap (b d o s v) $229.08 ↓ -74%
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $317.39 ↓ -64%
blue cross allina health blueprint (bdoshv) $490.90 ↓ -44%
blue cross blue shield bc state health plan (b d o s v) $498.56 ↓ -44%
blue cross blue shield of minnesota bc premier (b d o s v) $555.22 ↓ -37%
blue cross blue shield bc aehp (b d o s v) $653.15 ↓ -26%
aetna aetna elevate (bdosv) $700.88 ↓ -21%
blue cross blue shield of minnesota bc high value/performance network (bdosv) $701.14 ↓ -21%
blue cross blue shield bc aware/blue plus (b d o s v) $738.03 ↓ -16%
aetna aetna performance (bdosv) $740.32 ↓ -16%
medicaid medicaid ma (o) $842.69 ↓ -5%
all other medicaid all other medicaid (o) $842.69 ↓ -5%
allina aetna medicare (o) allina aetna medicare (o) $865.95 ↓ -2%
medicare other all other medicare (o) $901.07 ↑ +2%
south country health alliance scha pmap (o) $910.11 ↑ +3%
medicare medicare (o) $911.53 ↑ +3%
aetna direct/indirect regional network aetna direct/indirect regional (bdosv) $935.14 ↑ +6%
medica medica medicare (o) $937.11 ↑ +6%
bcbs bc medicare (o) $946.12 ↑ +7%
healthpartners hpi (bdov) $1,067.92 ↑ +21%
medica ubh (o) medica ubh (o) $1,104.25 ↑ +25%
health partners hpi cigna (bdov) $1,164.03 ↑ +32%
americas ppo (araz)(b d n o r s v) americas ppo (araz)(b d n o r s v) $1,216.88 ↑ +38%
medica ubh pmap medica ubh pmap (o) $1,262.00 ↑ +43%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $1,325.10 ↑ +50%
americas ppo (araz) (b d n h o r s) americas ppo (araz) (b d n h o r s v) $1,325.10 ↑ +50%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $1,577.50 ↑ +79%
medica health system medica dual solutions (b d v o s) $1,769.00 ↑ +100%
united healthcare (bdohsv) united healthcare (bdosv) $3,161.00 ↑ +258%
medica health system medica elect (b d o s v) $3,421.60 ↑ +287%
medica mhps medica mhps (bdosv) $3,572.45 ↑ +304%
medica medica essentials (b d o s v) $3,572.45 ↑ +304%
medica health system medica choice (b d o s v) $3,760.00 ↑ +326%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Njx interlaminar crv/thrc at other Minnesota hospitals

Hospital City Cash price Negotiated range
United Hospital MN | 1175 Nininger Road. Hastings $1,544.64 $207.88 – $3,243.00
Abbott Northwestern Hospital MN 55407 $1,544.64 $207.88 – $3,243.00
Allina Health Faribault Medical Center Faribualt $883.40 $229.08 – $3,572.45
New Ulm Medical Center MN 56073 $1,151.08 $228.12 – $1,680.97
Mercy Hospital MN 55443 | 550 Osborne Road NE. Fridley $1,544.64 $207.88 – $3,243.00
Buffalo Hospital Buffalo $883.40 $229.08 – $3,760.50
Cambridge Medical Center Cambridge $883.40 $229.08 – $3,572.45
River Falls Area Hospital River Falls $883.40 $224.09 – $979.68

All Minnesota hospitals for this procedure →