Neck (Cervical Spine) MRI (with contrast) at Owatonna Hospital
2250 NW 26th St, Owatonna, MN · Allinahealth · · NPI 1528025632
$1,922.31
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,432.70
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$332.39 with all other medicaid vs $2,575.70 with all other contracted care (a b c d e g h n o r s u) — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| all other medicaid | all other medicaid (o) | $332.39 | ↓ -83% |
| medicaid | medicaid ma (o) | $332.39 | ↓ -83% |
| allina aetna medicare (o) | allina aetna medicare (o) | $341.56 | ↓ -82% |
| medicare other | all other medicare (o) | $355.42 | ↓ -82% |
| south country health alliance | scha pmap (o) | $358.98 | ↓ -81% |
| medicare | medicare (o) | $359.54 | ↓ -81% |
| medica | medica medicare (o) | $369.64 | ↓ -81% |
| bcbs | bc medicare (o) | $373.19 | ↓ -81% |
| blue cross blue shield | bc pmap (b d o s v) | $459.66 | ↓ -76% |
| ucare pmap (a b c d e g n o s u r h) | ucare pmap (abdmnorsuv) | $518.23 | ↓ -73% |
| medica health system | medica dual solutions (b d v o s) | $796.00 | ↓ -59% |
| healthpartners | hpi (bdov) | $816.44 | ↓ -58% |
| health partners | hpi cigna (bdov) | $889.92 | ↓ -54% |
| blue cross | allina health blueprint (bdoshv) | $943.59 | ↓ -51% |
| blue cross blue shield | bc state health plan (b d o s v) | $958.16 | ↓ -50% |
| blue cross blue shield of minnesota | bc premier (b d o s v) | $1,066.99 | ↓ -44% |
| aetna | aetna elevate (bdosv) | $1,144.38 | ↓ -40% |
| medica health system | medica elect (b d o s v) | $1,157.52 | ↓ -40% |
| medica mhps | medica mhps (bdosv) | $1,208.55 | ↓ -37% |
| medica | medica essentials (b d o s v) | $1,208.55 | ↓ -37% |
| aetna | aetna performance (bdosv) | $1,208.78 | ↓ -37% |
| blue cross blue shield | bc aehp (b d o s v) | $1,255.23 | ↓ -35% |
| medica health system | medica choice (b d o s v) | $1,272.00 | ↓ -34% |
| blue cross blue shield of minnesota | bc high value/performance network (bdosv) | $1,347.38 | ↓ -30% |
| blue cross blue shield | bc aware/blue plus (b d o s v) | $1,418.33 | ↓ -26% |
| aetna direct/indirect regional network | aetna direct/indirect regional (bdosv) | $1,526.87 | ↓ -21% |
| medica ubh (o) | medica ubh (o) | $1,802.99 | ↓ -6% |
| americas ppo (araz)(b d n o r s v) | americas ppo (araz)(b d n o r s v) | $1,986.89 | ↑ +3% |
| medica ubh pmap | medica ubh pmap (o) | $2,060.56 | ↑ +7% |
| first health (a c e g h u b d n o r s) | first health (abdmnosurv) | $2,163.59 | ↑ +13% |
| americas ppo (araz) (b d n h o r s) | americas ppo (araz) (b d n h o r s v) | $2,163.59 | ↑ +13% |
| united healthcare (bdohsv) | united healthcare (bdosv) | $2,330.00 | ↑ +21% |
| all other contracted care (a b c d e g h n o r s u) | all other contracted care (a b c d m h n o r s u v) | $2,575.70 | ↑ +34% |
Visitor-reported prices
Comments
Neck (Cervical Spine) MRI (with contrast) at other Minnesota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Canby Medical Center | Canby | $3,399.20 | $374.99 – $3,824.10 |
| Sanford Westbrook Hospital | Westbrook | $3,486.40 | $374.99 – $3,922.20 |
| Sanford Bagley Medical Center | Bagley | $3,477.60 | $374.99 – $3,912.30 |
| Sanford Wheaton | Wheaton | $3,092.00 | $374.99 – $3,478.50 |
| Sanford Bemidji Medical Center | Bemidji | $3,477.60 | $277.45 – $3,912.30 |
| Sanford Worthington Medical Center | Worthington | $3,990.40 | $283.44 – $4,489.20 |
| Sanford Tracy Hospital | Tracy | $3,486.40 | $374.99 – $3,922.20 |
| Sanford Thief River Falls Medical Center | Thief River Falls | $3,180.00 | $374.99 – $3,577.50 |