Lower Back (Lumbar Spine) MRI (with and without contrast) at Owatonna Hospital
2250 NW 26th St, Owatonna, MN · Allinahealth · · NPI 1528025632
$2,310.06
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,125.10
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$332.39 with all other medicaid vs $3,323.90 with all other contracted care (a b c d e g h n o r s u) — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| all other medicaid | all other medicaid (o) | $332.39 | ↓ -86% |
| medicaid | medicaid ma (o) | $332.39 | ↓ -86% |
| allina aetna medicare (o) | allina aetna medicare (o) | $341.56 | ↓ -85% |
| medicare other | all other medicare (o) | $355.42 | ↓ -85% |
| south country health alliance | scha pmap (o) | $358.98 | ↓ -84% |
| medicare | medicare (o) | $359.54 | ↓ -84% |
| medica | medica medicare (o) | $369.64 | ↓ -84% |
| bcbs | bc medicare (o) | $373.19 | ↓ -84% |
| blue cross blue shield | bc pmap (b d o s v) | $534.49 | ↓ -77% |
| ucare pmap (a b c d e g n o s u r h) | ucare pmap (abdmnorsuv) | $668.77 | ↓ -71% |
| medica health system | medica dual solutions (b d v o s) | $796.00 | ↓ -66% |
| healthpartners | hpi (bdov) | $816.44 | ↓ -65% |
| health partners | hpi cigna (bdov) | $889.92 | ↓ -61% |
| blue cross | allina health blueprint (bdoshv) | $1,097.19 | ↓ -53% |
| blue cross blue shield | bc state health plan (b d o s v) | $1,114.13 | ↓ -52% |
| medica health system | medica elect (b d o s v) | $1,157.52 | ↓ -50% |
| medica mhps | medica mhps (bdosv) | $1,208.55 | ↓ -48% |
| medica | medica essentials (b d o s v) | $1,208.55 | ↓ -48% |
| blue cross blue shield of minnesota | bc premier (b d o s v) | $1,240.68 | ↓ -46% |
| medica health system | medica choice (b d o s v) | $1,272.00 | ↓ -45% |
| blue cross blue shield | bc aehp (b d o s v) | $1,459.57 | ↓ -37% |
| aetna | aetna elevate (bdosv) | $1,476.81 | ↓ -36% |
| aetna | aetna performance (bdosv) | $1,559.91 | ↓ -32% |
| blue cross blue shield of minnesota | bc high value/performance network (bdosv) | $1,566.72 | ↓ -32% |
| blue cross blue shield | bc aware/blue plus (b d o s v) | $1,649.21 | ↓ -29% |
| aetna direct/indirect regional network | aetna direct/indirect regional (bdosv) | $1,970.41 | ↓ -15% |
| medica ubh (o) | medica ubh (o) | $2,326.73 | ↑ +1% |
| united healthcare (bdohsv) | united healthcare (bdosv) | $2,330.00 | ↑ +1% |
| americas ppo (araz)(b d n o r s v) | americas ppo (araz)(b d n o r s v) | $2,564.06 | ↑ +11% |
| medica ubh pmap | medica ubh pmap (o) | $2,659.12 | ↑ +15% |
| first health (a c e g h u b d n o r s) | first health (abdmnosurv) | $2,792.08 | ↑ +21% |
| americas ppo (araz) (b d n h o r s) | americas ppo (araz) (b d n h o r s v) | $2,792.08 | ↑ +21% |
| all other contracted care (a b c d e g h n o r s u) | all other contracted care (a b c d m h n o r s u v) | $3,323.90 | ↑ +44% |
Visitor-reported prices
Comments
Lower Back (Lumbar Spine) MRI (with and without contrast) at other Minnesota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Canby Medical Center | Canby | $4,217.60 | $374.99 – $4,744.80 |
| Sanford Westbrook Hospital | Westbrook | $4,399.20 | $374.99 – $4,949.10 |
| Sanford Bagley Medical Center | Bagley | $4,034.40 | $374.99 – $4,538.70 |
| Sanford Wheaton | Wheaton | $3,850.40 | $374.99 – $4,331.70 |
| Sanford Luverne Medical Center | Luverne | $4,279.20 | $374.99 – $4,814.10 |
| Sanford Bemidji Medical Center | Bemidji | $4,034.40 | $277.45 – $4,538.70 |
| Sanford Worthington Medical Center | Worthington | $4,224.80 | $283.44 – $4,752.90 |
| Sanford Tracy Hospital | Tracy | $4,399.20 | $374.99 – $4,949.10 |