Knee jnt ratchet lock ea jnt at Owatonna Hospital

2250 NW 26th St, Owatonna, MN · Allinahealth · · NPI 1528025632

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Sep 17, 2026

$309.90

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$553.40

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.01 with united healthcare (bdohsv) vs $553.40 with all other contracted care (a b c d e g h n o r s u) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
united healthcare (bdohsv) united healthcare (bdosv) $0.01 ↓ -100%
blue cross blue shield bc pmap (b d o s v) $98.35 ↓ -68%
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $111.34 ↓ -64%
allina aetna medicare (o) allina aetna medicare (o) $164.68 ↓ -47%
medicare other all other medicare (o) $173.35 ↓ -44%
medicare medicare (o) $173.35 ↓ -44%
medicaid medicaid ma (o) $176.01 ↓ -43%
all other medicaid all other medicaid (o) $176.01 ↓ -43%
medica medica medicare (o) $180.28 ↓ -42%
bcbs bc medicare (o) $182.02 ↓ -41%
south country health alliance scha pmap (o) $190.09 ↓ -39%
blue cross allina health blueprint (bdoshv) $201.90 ↓ -35%
blue cross blue shield bc state health plan (b d o s v) $205.02 ↓ -34%
blue cross blue shield of minnesota bc premier (b d o s v) $228.30 ↓ -26%
aetna aetna elevate (bdosv) $245.88 ↓ -21%
aetna aetna performance (bdosv) $259.71 ↓ -16%
blue cross blue shield bc aehp (b d o s v) $268.58 ↓ -13%
medica health system medica dual solutions (b d v o s) $282.23 ↓ -9%
blue cross blue shield of minnesota bc high value/performance network (bdosv) $288.30 ↓ -7%
blue cross blue shield bc aware/blue plus (b d o s v) $303.48 ↓ -2%
aetna direct/indirect regional network aetna direct/indirect regional (bdosv) $328.06 ↑ +6%
healthpartners hpi (bdov) $374.64 ↑ +21%
medica health system medica elect (b d o s v) $405.53 ↑ +31%
health partners hpi cigna (bdov) $408.35 ↑ +32%
medica mhps medica mhps (bdosv) $423.41 ↑ +37%
medica medica essentials (b d o s v) $423.41 ↑ +37%
americas ppo (araz)(b d n o r s v) americas ppo (araz)(b d n o r s v) $426.89 ↑ +38%
medica ubh pmap medica ubh pmap (o) $442.72 ↑ +43%
medica health system medica choice (b d o s v) $445.60 ↑ +44%
medica ubh (o) medica ubh (o) $464.86 ↑ +50%
americas ppo (araz) (b d n h o r s) americas ppo (araz) (b d n h o r s v) $464.86 ↑ +50%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $464.86 ↑ +50%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $553.40 ↑ +79%

Visitor-reported prices

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Knee jnt ratchet lock ea jnt at other Minnesota hospitals

Hospital City Cash price Negotiated range
United Hospital MN | 1175 Nininger Road. Hastings $265.63 $68.48 – $220.01
Abbott Northwestern Hospital MN 55407 $265.63 $68.48 – $220.01
Allina Health Faribault Medical Center Faribualt $309.90 $98.35 – $408.35
New Ulm Medical Center MN 56073 $226.80 $102.60 – $331.20
Mercy Hospital MN 55443 | 550 Osborne Road NE. Fridley $265.63 $68.48 – $220.01
Buffalo Hospital Buffalo $309.90 $98.35 – $408.35
Cambridge Medical Center Cambridge $309.90 $98.35 – $408.35
River Falls Area Hospital River Falls $309.90 $100.79 – $403.93

All Minnesota hospitals for this procedure →