Insertion of catheter vein at Owatonna Hospital

2250 NW 26th St, Owatonna, MN · Allinahealth · · NPI 1528025632

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Sep 17, 2026

$1,245.89

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,224.80

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$199.00 with united healthcare (bdohsv) vs $2,744.91 with blue cross blue shield — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
united healthcare (bdohsv) united healthcare (bdosv) $199.00 ↓ -84%
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $447.63 ↓ -64%
blue cross blue shield bc pmap (b d o s v) $852.00 ↓ -32%
aetna aetna elevate (bdosv) $988.48 ↓ -21%
aetna aetna performance (bdosv) $1,044.10 ↓ -16%
medica health system medica dual solutions (b d v o s) $1,134.65 ↓ -9%
aetna direct/indirect regional network aetna direct/indirect regional (bdosv) $1,318.86 ↑ +6%
healthpartners hpi (bdov) $1,506.12 ↑ +21%
medica ubh (o) medica ubh (o) $1,557.36 ↑ +25%
medica health system medica elect (b d o s v) $1,630.33 ↑ +31%
health partners hpi cigna (bdov) $1,641.67 ↑ +32%
medica mhps medica mhps (bdosv) $1,702.19 ↑ +37%
medica medica essentials (b d o s v) $1,702.19 ↑ +37%
americas ppo (araz)(b d n o r s v) americas ppo (araz)(b d n o r s v) $1,716.21 ↑ +38%
medica ubh pmap medica ubh pmap (o) $1,779.84 ↑ +43%
medica health system medica choice (b d o s v) $1,791.41 ↑ +44%
blue cross allina health blueprint (bdoshv) $1,825.75 ↑ +47%
blue cross blue shield bc state health plan (b d o s v) $1,854.23 ↑ +49%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $1,868.83 ↑ +50%
americas ppo (araz) (b d n h o r s) americas ppo (araz) (b d n h o r s v) $1,868.83 ↑ +50%
blue cross blue shield of minnesota bc premier (b d o s v) $2,064.99 ↑ +66%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $2,224.80 ↑ +79%
blue cross blue shield bc aehp (b d o s v) $2,429.22 ↑ +95%
blue cross blue shield of minnesota bc high value/performance network (bdosv) $2,607.69 ↑ +109%
blue cross blue shield bc aware/blue plus (b d o s v) $2,744.91 ↑ +120%

Visitor-reported prices

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Insertion of catheter vein at other Minnesota hospitals

Hospital City Cash price Negotiated range
United Hospital MN | 1175 Nininger Road. Hastings $3,436.13 $773.15 – $1,842.80
Abbott Northwestern Hospital MN 55407 $3,436.13 $773.15 – $1,842.80
Allina Health Faribault Medical Center Faribualt $1,245.89 $852.00 – $2,064.99
Mercy Hospital MN 55443 | 550 Osborne Road NE. Fridley $3,436.13 $773.15 – $1,842.80
Buffalo Hospital Buffalo $1,245.89 $852.00 – $2,064.99
Cambridge Medical Center Cambridge $1,245.89 $852.00 – $2,064.99
River Falls Area Hospital River Falls $1,245.89 $833.46 – $3,643.66
Sanford Bemidji Medical Center Bemidji not published $1.02 – $1,701.09

All Minnesota hospitals for this procedure →