Immunofluorescence per specimen initial single antibody stain at Owatonna Hospital

2250 NW 26th St, Owatonna, MN · Allinahealth · · NPI 1528025632

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Sep 17, 2026

$160.27

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$286.20

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$15.35 with ucare pmap (a b c d e g n o s u r h) vs $182.25 with bcbs — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $15.35 ↓ -90%
aetna aetna elevate (bdosv) $33.90 ↓ -79%
aetna aetna performance (bdosv) $35.81 ↓ -78%
medica health system medica dual solutions (b d v o s) $38.91 ↓ -76%
blue cross blue shield bc pmap (b d o s v) $43.91 ↓ -73%
aetna direct/indirect regional network aetna direct/indirect regional (bdosv) $45.23 ↓ -72%
healthpartners hpi (bdov) $51.65 ↓ -68%
united healthcare (bdohsv) united healthcare (bdosv) $52.57 ↓ -67%
medica ubh (o) medica ubh (o) $53.41 ↓ -67%
medica health system medica elect (b d o s v) $55.91 ↓ -65%
health partners hpi cigna (bdov) $56.30 ↓ -65%
medica medica essentials (b d o s v) $58.38 ↓ -64%
medica mhps medica mhps (bdosv) $58.38 ↓ -64%
americas ppo (araz)(b d n o r s v) americas ppo (araz)(b d n o r s v) $58.86 ↓ -63%
medica ubh pmap medica ubh pmap (o) $61.04 ↓ -62%
medica health system medica choice (b d o s v) $61.44 ↓ -62%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $64.09 ↓ -60%
americas ppo (araz) (b d n h o r s) americas ppo (araz) (b d n h o r s v) $64.09 ↓ -60%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $76.30 ↓ -52%
all other medicaid all other medicaid (o) $76.30 ↓ -52%
medicaid medicaid ma (o) $76.30 ↓ -52%
south country health alliance scha pmap (o) $82.40 ↓ -49%
blue cross allina health blueprint (bdoshv) $112.52 ↓ -30%
blue cross blue shield bc state health plan (b d o s v) $114.27 ↓ -29%
blue cross blue shield of minnesota bc premier (b d o s v) $127.26 ↓ -21%
blue cross blue shield bc aehp (b d o s v) $149.71 ↓ -7%
blue cross blue shield of minnesota bc high value/performance network (bdosv) $160.70 ↑ +0%
allina aetna medicare (o) allina aetna medicare (o) $166.81 ↑ +4%
blue cross blue shield bc aware/blue plus (b d o s v) $169.16 ↑ +6%
medicare other all other medicare (o) $173.57 ↑ +8%
medicare medicare (o) $175.59 ↑ +10%
medica medica medicare (o) $180.51 ↑ +13%
bcbs bc medicare (o) $182.25 ↑ +14%

Visitor-reported prices

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Immunofluorescence per specimen initial single antibody stain at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Bemidji Medical Center Bemidji $288.00 $123.23 – $324.00
Sanford Thief River Falls Medical Center Thief River Falls $288.00 $121.94 – $319.50
Sanford Behavioral Health Thief River Falls Thief River Falls $288.00 $121.94 – $319.50
United Hospital MN | 1175 Nininger Road. Hastings $77.71 $35.58 – $184.37
Abbott Northwestern Hospital MN 55407 $77.71 $35.58 – $429.01
Allina Health Faribault Medical Center Faribualt $160.27 $43.91 – $191.80
New Ulm Medical Center MN 56073 $90.38 $51.17 – $195.84
Mercy Hospital MN 55443 | 550 Osborne Road NE. Fridley $77.71 $35.58 – $182.61

All Minnesota hospitals for this procedure →