General health panel at Owatonna Hospital
2250 NW 26th St, Owatonna, MN · Allinahealth · · NPI 1528025632
$86.86
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$155.10
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$16.16 with blue cross blue shield vs $155.10 with all other contracted care (a b c d e g h n o r s u) — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| blue cross blue shield | bc pmap (b d o s v) | $16.16 | ↓ -81% |
| ucare pmap (a b c d e g n o s u r h) | ucare pmap (abdmnorsuv) | $31.21 | ↓ -64% |
| blue cross | allina health blueprint (bdoshv) | $41.41 | ↓ -52% |
| blue cross blue shield | bc state health plan (b d o s v) | $42.05 | ↓ -52% |
| blue cross blue shield of minnesota | bc premier (b d o s v) | $46.84 | ↓ -46% |
| medicaid | medicaid ma (o) | $50.08 | ↓ -42% |
| all other medicaid | all other medicaid (o) | $50.08 | ↓ -42% |
| south country health alliance | scha pmap (o) | $54.09 | ↓ -38% |
| blue cross blue shield | bc aehp (b d o s v) | $55.09 | ↓ -37% |
| blue cross blue shield of minnesota | bc high value/performance network (bdosv) | $59.15 | ↓ -32% |
| south country health alliance | scha msho (o) | $62.04 | ↓ -29% |
| blue cross blue shield | bc aware/blue plus (b d o s v) | $62.26 | ↓ -28% |
| aetna | aetna elevate (bdosv) | $68.91 | ↓ -21% |
| aetna | aetna performance (bdosv) | $72.79 | ↓ -16% |
| medica health system | medica dual solutions (b d v o s) | $79.10 | ↓ -9% |
| aetna direct/indirect regional network | aetna direct/indirect regional (bdosv) | $91.94 | ↑ +6% |
| healthpartners | hpi (bdov) | $105.00 | ↑ +21% |
| united healthcare (bdohsv) | united healthcare (bdosv) | $106.86 | ↑ +23% |
| medica ubh (o) | medica ubh (o) | $108.57 | ↑ +25% |
| medica health system | medica elect (b d o s v) | $113.66 | ↑ +31% |
| health partners | hpi cigna (bdov) | $114.45 | ↑ +32% |
| medica mhps | medica mhps (bdosv) | $118.67 | ↑ +37% |
| medica | medica essentials (b d o s v) | $118.67 | ↑ +37% |
| americas ppo (araz)(b d n o r s v) | americas ppo (araz)(b d n o r s v) | $119.64 | ↑ +38% |
| medica ubh pmap | medica ubh pmap (o) | $124.08 | ↑ +43% |
| medica health system | medica choice (b d o s v) | $124.89 | ↑ +44% |
| first health (a c e g h u b d n o r s) | first health (abdmnosurv) | $130.28 | ↑ +50% |
| americas ppo (araz) (b d n h o r s) | americas ppo (araz) (b d n h o r s v) | $130.28 | ↑ +50% |
| all other contracted care (a b c d e g h n o r s u) | all other contracted care (a b c d m h n o r s u v) | $155.10 | ↑ +79% |
Visitor-reported prices
Comments
General health panel at other Minnesota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Canby Medical Center | Canby | $404.80 | $122.50 – $455.40 |
| Sanford Westbrook Hospital | Westbrook | $333.60 | $100.96 – $375.30 |
| Sanford Wheaton | Wheaton | $318.40 | $96.36 – $358.20 |
| Sanford Luverne Medical Center | Luverne | $179.20 | $54.23 – $201.60 |
| Sanford Tracy Hospital | Tracy | $333.60 | $100.96 – $375.30 |
| Sanford Thief River Falls Medical Center | Thief River Falls | $337.60 | $144.96 – $379.80 |
| Sanford Behavioral Health Thief River Falls | Thief River Falls | $337.60 | $144.96 – $379.80 |
| United Hospital | MN | 1175 Nininger Road. Hastings | $67.30 | $13.09 – $62.60 |