Established Patient Office Visit (level 2) at Owatonna Hospital

2250 NW 26th St, Owatonna, MN · Allinahealth · · NPI 1528025632

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Sep 17, 2026

$90.05

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$160.80

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.01 with medica ubh (o) vs $204.37 with blue cross blue shield — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
medica ubh (o) medica ubh (o) $0.01 ↓ -100%
medica ubh pmap medica ubh pmap (o) $0.01 ↓ -100%
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $23.22 ↓ -74%
medicaid medicaid ma (o) $43.07 ↓ -52%
all other medicaid all other medicaid (o) $43.07 ↓ -52%
south country health alliance scha pmap (o) $46.52 ↓ -48%
aetna aetna elevate (bdosv) $51.27 ↓ -43%
aetna aetna performance (bdosv) $54.16 ↓ -40%
medica health system medica dual solutions (b d v o s) $59.01 ↓ -34%
blue cross blue shield bc pmap (b d o s v) $63.44 ↓ -30%
aetna direct/indirect regional network aetna direct/indirect regional (bdosv) $68.41 ↓ -24%
healthpartners hpi (bdov) $78.12 ↓ -13%
medica health system medica elect (b d o s v) $84.57 ↓ -6%
health partners hpi cigna (bdov) $85.15 ↓ -5%
medica medica essentials (b d o s v) $88.52 ↓ -2%
medica mhps medica mhps (bdosv) $88.52 ↓ -2%
americas ppo (araz)(b d n o r s v) americas ppo (araz)(b d n o r s v) $89.02 ↓ -1%
medica health system medica choice (b d o s v) $92.92 ↑ +3%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $96.94 ↑ +8%
americas ppo (araz) (b d n h o r s) americas ppo (araz) (b d n h o r s v) $96.94 ↑ +8%
united healthcare (bdohsv) united healthcare (bdosv) $110.79 ↑ +23%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $115.40 ↑ +28%
blue cross allina health blueprint (bdoshv) $135.94 ↑ +51%
blue cross blue shield bc state health plan (b d o s v) $138.06 ↑ +53%
blue cross blue shield of minnesota bc premier (b d o s v) $153.75 ↑ +71%
blue cross blue shield bc aehp (b d o s v) $180.87 ↑ +101%
blue cross blue shield of minnesota bc high value/performance network (bdosv) $194.16 ↑ +116%
blue cross blue shield bc aware/blue plus (b d o s v) $204.37 ↑ +127%

Visitor-reported prices

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Established Patient Office Visit (level 2) at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Canby Medical Center Canby $123.20 $37.28 – $138.60
Sanford Westbrook Hospital Westbrook $164.80 $33.41 – $124.20
Sanford Bagley Medical Center Bagley $126.40 $38.25 – $142.20
Sanford Wheaton Wheaton $135.20 $40.91 – $152.10
Sanford Luverne Medical Center Luverne $156.80 $47.45 – $176.40
Sanford Bemidji Medical Center Bemidji $167.20 $51.89 – $117.00
Sanford Worthington Medical Center Worthington $251.20 $51.18 – $118.80
Sanford Tracy Hospital Tracy $164.80 $33.41 – $124.20

All Minnesota hospitals for this procedure →