Elbow stump activated lock h at Owatonna Hospital

2250 NW 26th St, Owatonna, MN · Allinahealth · · NPI 1528025632

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Sep 17, 2026

$6,305.54

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$11,259.90

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.01 with united healthcare (bdohsv) vs $11,259.90 with all other contracted care (a b c d e g h n o r s u) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
united healthcare (bdohsv) united healthcare (bdosv) $0.01 ↓ -100%
blue cross blue shield bc pmap (b d o s v) $2,182.88 ↓ -65%
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $2,265.49 ↓ -64%
allina aetna medicare (o) allina aetna medicare (o) $3,655.18 ↓ -42%
medicare other all other medicare (o) $3,847.56 ↓ -39%
medicare medicare (o) $3,847.56 ↓ -39%
all other medicaid all other medicaid (o) $3,906.60 ↓ -38%
medicaid medicaid ma (o) $3,906.60 ↓ -38%
medica medica medicare (o) $4,001.46 ↓ -37%
bcbs bc medicare (o) $4,039.94 ↓ -36%
south country health alliance scha pmap (o) $4,219.13 ↓ -33%
blue cross allina health blueprint (bdoshv) $4,480.99 ↓ -29%
blue cross blue shield bc state health plan (b d o s v) $4,550.17 ↓ -28%
aetna aetna elevate (bdosv) $5,002.77 ↓ -21%
blue cross blue shield of minnesota bc premier (b d o s v) $5,066.98 ↓ -20%
aetna aetna performance (bdosv) $5,284.27 ↓ -16%
medica health system medica dual solutions (b d v o s) $5,742.55 ↓ -9%
blue cross blue shield bc aehp (b d o s v) $5,960.97 ↓ -5%
blue cross blue shield of minnesota bc high value/performance network (bdosv) $6,398.59 ↑ +1%
aetna direct/indirect regional network aetna direct/indirect regional (bdosv) $6,674.87 ↑ +6%
blue cross blue shield bc aware/blue plus (b d o s v) $6,735.49 ↑ +7%
healthpartners hpi (bdov) $7,622.61 ↑ +21%
medica health system medica elect (b d o s v) $8,251.25 ↑ +31%
health partners hpi cigna (bdov) $8,308.65 ↑ +32%
medica medica essentials (b d o s v) $8,614.95 ↑ +37%
medica mhps medica mhps (bdosv) $8,614.95 ↑ +37%
americas ppo (araz)(b d n o r s v) americas ppo (araz)(b d n o r s v) $8,685.89 ↑ +38%
medica ubh pmap medica ubh pmap (o) $9,007.92 ↑ +43%
medica health system medica choice (b d o s v) $9,066.47 ↑ +44%
americas ppo (araz) (b d n h o r s) americas ppo (araz) (b d n h o r s v) $9,458.32 ↑ +50%
medica ubh (o) medica ubh (o) $9,458.32 ↑ +50%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $9,458.32 ↑ +50%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $11,259.90 ↑ +79%

Visitor-reported prices

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Elbow stump activated lock h at other Minnesota hospitals

Hospital City Cash price Negotiated range
United Hospital MN | 1175 Nininger Road. Hastings $5,404.75 $1,519.85 – $4,883.25
Abbott Northwestern Hospital MN 55407 $5,404.75 $1,519.85 – $4,883.25
Allina Health Faribault Medical Center Faribualt $6,305.54 $2,182.88 – $8,308.65
New Ulm Medical Center MN 56073 $4,866.90 $2,277.35 – $7,107.33
Mercy Hospital MN 55443 | 550 Osborne Road NE. Fridley $5,404.75 $1,519.85 – $4,883.25
Buffalo Hospital Buffalo $6,305.54 $2,182.88 – $8,308.65
Cambridge Medical Center Cambridge $6,305.54 $2,182.88 – $8,308.65
River Falls Area Hospital River Falls $6,305.54 $2,237.08 – $8,965.03

All Minnesota hospitals for this procedure →