Drop lock retainer each at Owatonna Hospital

2250 NW 26th St, Owatonna, MN · Allinahealth · · NPI 1528025632

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Sep 17, 2026

$64.06

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$114.40

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.01 with united healthcare (bdohsv) vs $114.40 with all other contracted care (a b c d e g h n o r s u) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
united healthcare (bdohsv) united healthcare (bdosv) $0.01 ↓ -100%
blue cross blue shield bc pmap (b d o s v) $20.33 ↓ -68%
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $23.02 ↓ -64%
allina aetna medicare (o) allina aetna medicare (o) $34.05 ↓ -47%
medicare other all other medicare (o) $35.84 ↓ -44%
medicare medicare (o) $35.84 ↓ -44%
medicaid medicaid ma (o) $36.39 ↓ -43%
all other medicaid all other medicaid (o) $36.39 ↓ -43%
medica medica medicare (o) $37.27 ↓ -42%
bcbs bc medicare (o) $37.63 ↓ -41%
south country health alliance scha pmap (o) $39.30 ↓ -39%
blue cross allina health blueprint (bdoshv) $41.74 ↓ -35%
blue cross blue shield bc state health plan (b d o s v) $42.38 ↓ -34%
blue cross blue shield of minnesota bc premier (b d o s v) $47.19 ↓ -26%
aetna aetna elevate (bdosv) $50.83 ↓ -21%
aetna aetna performance (bdosv) $53.69 ↓ -16%
blue cross blue shield bc aehp (b d o s v) $55.52 ↓ -13%
medica health system medica dual solutions (b d v o s) $58.34 ↓ -9%
blue cross blue shield of minnesota bc high value/performance network (bdosv) $59.60 ↓ -7%
blue cross blue shield bc aware/blue plus (b d o s v) $62.74 ↓ -2%
aetna direct/indirect regional network aetna direct/indirect regional (bdosv) $67.82 ↑ +6%
healthpartners hpi (bdov) $77.45 ↑ +21%
medica health system medica elect (b d o s v) $83.83 ↑ +31%
health partners hpi cigna (bdov) $84.42 ↑ +32%
medica mhps medica mhps (bdosv) $87.53 ↑ +37%
medica medica essentials (b d o s v) $87.53 ↑ +37%
americas ppo (araz)(b d n o r s v) americas ppo (araz)(b d n o r s v) $88.25 ↑ +38%
medica ubh pmap medica ubh pmap (o) $91.52 ↑ +43%
medica health system medica choice (b d o s v) $92.11 ↑ +44%
medica ubh (o) medica ubh (o) $96.10 ↑ +50%
americas ppo (araz) (b d n h o r s) americas ppo (araz) (b d n h o r s v) $96.10 ↑ +50%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $96.10 ↑ +50%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $114.40 ↑ +79%

Visitor-reported prices

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Drop lock retainer each at other Minnesota hospitals

Hospital City Cash price Negotiated range
United Hospital MN | 1175 Nininger Road. Hastings $54.91 $14.16 – $45.49
Abbott Northwestern Hospital MN 55407 $54.91 $14.16 – $45.49
Allina Health Faribault Medical Center Faribualt $64.06 $20.33 – $84.42
New Ulm Medical Center MN 56073 $46.87 $21.22 – $68.45
Mercy Hospital MN 55443 | 550 Osborne Road NE. Fridley $54.91 $14.16 – $45.49
Buffalo Hospital Buffalo $64.06 $20.33 – $84.42
Cambridge Medical Center Cambridge $64.06 $20.33 – $84.42
River Falls Area Hospital River Falls $64.06 $20.84 – $83.51

All Minnesota hospitals for this procedure →