Diffusing capacity at Owatonna Hospital

2250 NW 26th St, Owatonna, MN · Allinahealth · · NPI 1528025632

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Sep 17, 2026

$356.10

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$635.90

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$95.95 with ucare pmap (a b c d e g n o s u r h) vs $477.52 with blue cross blue shield — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $95.95 ↓ -73%
blue cross blue shield bc pmap (b d o s v) $154.76 ↓ -57%
aetna aetna elevate (bdosv) $211.89 ↓ -40%
aetna aetna performance (bdosv) $223.81 ↓ -37%
medica health system medica dual solutions (b d v o s) $243.22 ↓ -32%
aetna direct/indirect regional network aetna direct/indirect regional (bdosv) $282.71 ↓ -21%
blue cross allina health blueprint (bdoshv) $317.69 ↓ -11%
blue cross blue shield bc state health plan (b d o s v) $322.59 ↓ -9%
healthpartners hpi (bdov) $322.85 ↓ -9%
united healthcare (bdohsv) united healthcare (bdosv) $328.58 ↓ -8%
medica ubh (o) medica ubh (o) $333.83 ↓ -6%
medica health system medica elect (b d o s v) $349.47 ↓ -2%
health partners hpi cigna (bdov) $351.90 ↓ -1%
blue cross blue shield of minnesota bc premier (b d o s v) $359.23 ↑ +1%
medica mhps medica mhps (bdosv) $364.88 ↑ +2%
medica medica essentials (b d o s v) $364.88 ↑ +2%
americas ppo (araz)(b d n o r s v) americas ppo (araz)(b d n o r s v) $367.88 ↑ +3%
medica ubh pmap medica ubh pmap (o) $381.52 ↑ +7%
medica health system medica choice (b d o s v) $384.00 ↑ +8%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $400.60 ↑ +12%
americas ppo (araz) (b d n h o r s) americas ppo (araz) (b d n h o r s v) $400.60 ↑ +12%
blue cross blue shield bc aehp (b d o s v) $422.61 ↑ +19%
blue cross blue shield of minnesota bc high value/performance network (bdosv) $453.64 ↑ +27%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $476.90 ↑ +34%
blue cross blue shield bc aware/blue plus (b d o s v) $477.52 ↑ +34%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Diffusing capacity at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Canby Medical Center Canby $234.40 $70.94 – $263.70
Sanford Westbrook Hospital Westbrook $336.80 $101.92 – $378.90
Sanford Bagley Medical Center Bagley $362.40 $109.67 – $407.70
Sanford Luverne Medical Center Luverne $370.40 $112.09 – $416.70
Sanford Bemidji Medical Center Bemidji $362.40 $1.02 – $407.70
Sanford Worthington Medical Center Worthington $308.00 $1.00 – $346.50
Sanford Tracy Hospital Tracy $336.80 $101.92 – $378.90
Sanford Thief River Falls Medical Center Thief River Falls $305.60 $131.22 – $343.80

All Minnesota hospitals for this procedure →