Culture urine each isolate at Owatonna Hospital

2250 NW 26th St, Owatonna, MN · Allinahealth · · NPI 1528025632

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Sep 17, 2026

$21.56

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$38.50

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3.62 with ucare pmap (a b c d e g n o s u r h) vs $51.73 with blue cross blue shield — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $3.62 ↓ -83%
allina aetna medicare (o) allina aetna medicare (o) $7.53 ↓ -65%
medicare medicare (o) $7.93 ↓ -63%
medicare other all other medicare (o) $7.93 ↓ -63%
aetna aetna elevate (bdosv) $8.00 ↓ -63%
all other medicaid all other medicaid (o) $8.08 ↓ -63%
medicaid medicaid ma (o) $8.08 ↓ -63%
medica medica medicare (o) $8.25 ↓ -62%
bcbs bc medicare (o) $8.33 ↓ -61%
aetna aetna performance (bdosv) $8.45 ↓ -61%
south country health alliance scha pmap (o) $8.73 ↓ -60%
medica health system medica dual solutions (b d v o s) $9.18 ↓ -57%
aetna direct/indirect regional network aetna direct/indirect regional (bdosv) $10.67 ↓ -51%
healthpartners hpi (bdov) $12.19 ↓ -43%
united healthcare (bdohsv) united healthcare (bdosv) $12.40 ↓ -42%
medica ubh (o) medica ubh (o) $12.60 ↓ -42%
medica health system medica elect (b d o s v) $13.19 ↓ -39%
health partners hpi cigna (bdov) $13.28 ↓ -38%
blue cross blue shield bc pmap (b d o s v) $13.43 ↓ -38%
medica medica essentials (b d o s v) $13.77 ↓ -36%
medica mhps medica mhps (bdosv) $13.77 ↓ -36%
americas ppo (araz)(b d n o r s v) americas ppo (araz)(b d n o r s v) $13.89 ↓ -36%
medica ubh pmap medica ubh pmap (o) $14.40 ↓ -33%
medica health system medica choice (b d o s v) $14.49 ↓ -33%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $15.12 ↓ -30%
americas ppo (araz) (b d n h o r s) americas ppo (araz) (b d n h o r s v) $15.12 ↓ -30%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $18.00 ↓ -17%
blue cross allina health blueprint (bdoshv) $34.42 ↑ +60%
blue cross blue shield bc state health plan (b d o s v) $34.95 ↑ +62%
blue cross blue shield of minnesota bc premier (b d o s v) $38.93 ↑ +81%
blue cross blue shield bc aehp (b d o s v) $45.79 ↑ +112%
blue cross blue shield of minnesota bc high value/performance network (bdosv) $49.15 ↑ +128%
blue cross blue shield bc aware/blue plus (b d o s v) $51.73 ↑ +140%

Visitor-reported prices

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Culture urine each isolate at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Canby Medical Center Canby $89.60 $27.12 – $100.80
Sanford Westbrook Hospital Westbrook $113.60 $34.38 – $127.80
Sanford Wheaton Wheaton $45.60 $13.80 – $51.30
Sanford Luverne Medical Center Luverne $40.80 $12.35 – $45.90
Sanford Tracy Hospital Tracy $113.60 $34.38 – $127.80
Sanford Thief River Falls Medical Center Thief River Falls $37.60 $16.14 – $42.30
Sanford Behavioral Health Thief River Falls Thief River Falls $37.60 $16.14 – $42.30
United Hospital MN | 1175 Nininger Road. Hastings $23.62 $7.53 – $30.90

All Minnesota hospitals for this procedure →