CT Scan of Abdomen and Pelvis (without contrast) at Owatonna Hospital
2250 NW 26th St, Owatonna, MN · Allinahealth · · NPI 1528025632
$1,368.81
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,444.30
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$199.73 with blue cross blue shield vs $2,444.30 with all other contracted care (a b c d e g h n o r s u) — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| blue cross blue shield | bc pmap (b d o s v) | $199.73 | ↓ -85% |
| medicaid | medicaid ma (o) | $227.33 | ↓ -83% |
| all other medicaid | all other medicaid (o) | $227.33 | ↓ -83% |
| allina aetna medicare (o) | allina aetna medicare (o) | $233.60 | ↓ -83% |
| medicare other | all other medicare (o) | $243.08 | ↓ -82% |
| south country health alliance | scha pmap (o) | $245.52 | ↓ -82% |
| medicare | medicare (o) | $245.90 | ↓ -82% |
| medica | medica medicare (o) | $252.80 | ↓ -82% |
| bcbs | bc medicare (o) | $255.23 | ↓ -81% |
| blue cross | allina health blueprint (bdoshv) | $410.01 | ↓ -70% |
| blue cross blue shield | bc state health plan (b d o s v) | $416.33 | ↓ -70% |
| blue cross blue shield of minnesota | bc premier (b d o s v) | $463.62 | ↓ -66% |
| ucare pmap (a b c d e g n o s u r h) | ucare pmap (abdmnorsuv) | $491.79 | ↓ -64% |
| blue cross blue shield | bc aehp (b d o s v) | $545.42 | ↓ -60% |
| medica health system | medica dual solutions (b d v o s) | $574.00 | ↓ -58% |
| blue cross blue shield of minnesota | bc high value/performance network (bdosv) | $585.46 | ↓ -57% |
| blue cross blue shield | bc aware/blue plus (b d o s v) | $616.29 | ↓ -55% |
| healthpartners | hpi (bdov) | $650.50 | ↓ -52% |
| health partners | hpi cigna (bdov) | $709.05 | ↓ -48% |
| medica health system | medica elect (b d o s v) | $991.90 | ↓ -28% |
| medica mhps | medica mhps (bdosv) | $1,035.63 | ↓ -24% |
| medica | medica essentials (b d o s v) | $1,035.63 | ↓ -24% |
| aetna | aetna elevate (bdosv) | $1,086.00 | ↓ -21% |
| medica health system | medica choice (b d o s v) | $1,090.00 | ↓ -20% |
| aetna | aetna performance (bdosv) | $1,147.11 | ↓ -16% |
| united healthcare (bdohsv) | united healthcare (bdosv) | $1,364.00 | ↓ -0% |
| aetna direct/indirect regional network | aetna direct/indirect regional (bdosv) | $1,448.98 | ↑ +6% |
| medica ubh (o) | medica ubh (o) | $1,711.01 | ↑ +25% |
| americas ppo (araz)(b d n o r s v) | americas ppo (araz)(b d n o r s v) | $1,885.53 | ↑ +38% |
| medica ubh pmap | medica ubh pmap (o) | $1,955.44 | ↑ +43% |
| americas ppo (araz) (b d n h o r s) | americas ppo (araz) (b d n h o r s v) | $2,053.21 | ↑ +50% |
| first health (a c e g h u b d n o r s) | first health (abdmnosurv) | $2,053.21 | ↑ +50% |
| all other contracted care (a b c d e g h n o r s u) | all other contracted care (a b c d m h n o r s u v) | $2,444.30 | ↑ +79% |
Visitor-reported prices
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CT Scan of Abdomen and Pelvis (without contrast) at other Minnesota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Canby Medical Center | Canby | $3,645.60 | $253.81 – $4,101.30 |
| Sanford Westbrook Hospital | Westbrook | $3,885.60 | $253.81 – $4,371.30 |
| Sanford Bagley Medical Center | Bagley | $3,476.00 | $253.81 – $3,910.50 |
| Sanford Wheaton | Wheaton | $1,921.60 | $253.81 – $2,161.80 |
| Sanford Luverne Medical Center | Luverne | $3,158.40 | $253.81 – $3,553.20 |
| Sanford Bemidji Medical Center | Bemidji | $3,476.00 | $176.78 – $3,910.50 |
| Sanford Worthington Medical Center | Worthington | $3,623.76 | $180.60 – $4,076.73 |
| Sanford Tracy Hospital | Tracy | $3,885.60 | $253.81 – $4,371.30 |