Copper intrauterine device at Owatonna Hospital
2250 NW 26th St, Owatonna, MN · Allinahealth · · NPI 1528025632
$1,541.06
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,751.90
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$0.01 with united healthcare (bdohsv) vs $2,751.90 with all other contracted care (a b c d e g h n o r s u) — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| united healthcare (bdohsv) | united healthcare (bdosv) | $0.01 | ↓ -100% |
| ucare pmap (a b c d e g n o s u r h) | ucare pmap (abdmnorsuv) | $553.68 | ↓ -64% |
| south country health alliance | scha msho (o) | $1,100.76 | ↓ -29% |
| all other medicaid | all other medicaid (o) | $1,137.97 | ↓ -26% |
| medicaid | medicaid ma (o) | $1,137.97 | ↓ -26% |
| blue cross blue shield | bc pmap (b d o s v) | $1,182.69 | ↓ -23% |
| aetna | aetna elevate (bdosv) | $1,222.67 | ↓ -21% |
| south country health alliance | scha pmap (o) | $1,229.01 | ↓ -20% |
| aetna | aetna performance (bdosv) | $1,291.47 | ↓ -16% |
| blue cross blue shield of minnesota | bc premier (b d o s v) | $1,334.67 | ↓ -13% |
| medica health system | medica dual solutions (b d v o s) | $1,403.47 | ↓ -9% |
| blue cross blue shield | bc aehp (b d o s v) | $1,570.02 | ↑ +2% |
| aetna direct/indirect regional network | aetna direct/indirect regional (bdosv) | $1,631.33 | ↑ +6% |
| blue cross blue shield of minnesota | bc high value/performance network (bdosv) | $1,685.34 | ↑ +9% |
| blue cross blue shield | bc state health plan (b d o s v) | $1,774.04 | ↑ +15% |
| blue cross blue shield | bc aware/blue plus (b d o s v) | $1,774.04 | ↑ +15% |
| healthpartners | hpi (bdov) | $1,862.95 | ↑ +21% |
| medica ubh (o) | medica ubh (o) | $1,926.33 | ↑ +25% |
| medica health system | medica elect (b d o s v) | $1,973.66 | ↑ +28% |
| blue cross | allina health blueprint (bdoshv) | $2,003.53 | ↑ +30% |
| health partners | hpi cigna (bdov) | $2,030.62 | ↑ +32% |
| medica mhps | medica mhps (bdosv) | $2,060.62 | ↑ +34% |
| medica | medica essentials (b d o s v) | $2,060.62 | ↑ +34% |
| americas ppo (araz)(b d n o r s v) | americas ppo (araz)(b d n o r s v) | $2,122.82 | ↑ +38% |
| medica health system | medica choice (b d o s v) | $2,168.77 | ↑ +41% |
| medica ubh pmap | medica ubh pmap (o) | $2,201.52 | ↑ +43% |
| first health (a c e g h u b d n o r s) | first health (abdmnosurv) | $2,311.60 | ↑ +50% |
| americas ppo (araz) (b d n h o r s) | americas ppo (araz) (b d n h o r s v) | $2,311.60 | ↑ +50% |
| all other contracted care (a b c d e g h n o r s u) | all other contracted care (a b c d m h n o r s u v) | $2,751.90 | ↑ +79% |
Visitor-reported prices
Comments
Copper intrauterine device at other Minnesota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Canby Medical Center | Canby | $2,848.80 | $243.01 – $903.38 |
| Sanford Luverne Medical Center | Luverne | $2,848.80 | $862.12 – $3,204.90 |
| Sanford Bemidji Medical Center | Bemidji | $2,516.44 | $579.31 – $1,144.13 |
| Sanford Worthington Medical Center | Worthington | $2,848.80 | $714.92 – $1,659.60 |
| Sanford Thief River Falls Medical Center | Thief River Falls | $1,661.60 | $713.45 – $1,869.30 |
| Sanford Behavioral Health Thief River Falls | Thief River Falls | $1,661.60 | $713.45 – $1,869.30 |
| United Hospital | MN | 1175 Nininger Road. Hastings | $1,320.91 | $1,100.76 – $1,885.57 |
| Abbott Northwestern Hospital | MN 55407 | $1,320.91 | $1,100.76 – $1,829.74 |