Chest Physiotherapy (first session) at Owatonna Hospital
2250 NW 26th St, Owatonna, MN · Allinahealth · · NPI 1528025632
$125.50
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$224.10
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$45.09 with ucare pmap (a b c d e g n o s u r h) vs $224.10 with all other contracted care (a b c d e g h n o r s u) — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| ucare pmap (a b c d e g n o s u r h) | ucare pmap (abdmnorsuv) | $45.09 | ↓ -64% |
| blue cross blue shield | bc pmap (b d o s v) | $62.56 | ↓ -50% |
| aetna | aetna elevate (bdosv) | $99.57 | ↓ -21% |
| aetna | aetna performance (bdosv) | $105.17 | ↓ -16% |
| medica health system | medica dual solutions (b d v o s) | $114.29 | ↓ -9% |
| all other medicaid | all other medicaid (o) | $126.76 | ↑ +1% |
| medicaid | medicaid ma (o) | $126.76 | ↑ +1% |
| allina aetna medicare (o) | allina aetna medicare (o) | $130.26 | ↑ +4% |
| aetna direct/indirect regional network | aetna direct/indirect regional (bdosv) | $132.85 | ↑ +6% |
| blue cross | allina health blueprint (bdoshv) | $134.06 | ↑ +7% |
| medicare other | all other medicare (o) | $135.55 | ↑ +8% |
| blue cross blue shield | bc state health plan (b d o s v) | $136.15 | ↑ +8% |
| south country health alliance | scha pmap (o) | $136.90 | ↑ +9% |
| medicare | medicare (o) | $137.12 | ↑ +9% |
| medica | medica medicare (o) | $140.97 | ↑ +12% |
| bcbs | bc medicare (o) | $142.33 | ↑ +13% |
| blue cross blue shield of minnesota | bc premier (b d o s v) | $151.62 | ↑ +21% |
| healthpartners | hpi (bdov) | $151.71 | ↑ +21% |
| united healthcare (bdohsv) | united healthcare (bdosv) | $154.40 | ↑ +23% |
| medica ubh (o) | medica ubh (o) | $156.87 | ↑ +25% |
| medica health system | medica elect (b d o s v) | $164.22 | ↑ +31% |
| health partners | hpi cigna (bdov) | $165.36 | ↑ +32% |
| medica mhps | medica mhps (bdosv) | $171.46 | ↑ +37% |
| medica | medica essentials (b d o s v) | $171.46 | ↑ +37% |
| americas ppo (araz)(b d n o r s v) | americas ppo (araz)(b d n o r s v) | $172.87 | ↑ +38% |
| blue cross blue shield | bc aehp (b d o s v) | $178.36 | ↑ +42% |
| medica ubh pmap | medica ubh pmap (o) | $179.28 | ↑ +43% |
| medica health system | medica choice (b d o s v) | $180.45 | ↑ +44% |
| first health (a c e g h u b d n o r s) | first health (abdmnosurv) | $188.24 | ↑ +50% |
| americas ppo (araz) (b d n h o r s) | americas ppo (araz) (b d n h o r s v) | $188.24 | ↑ +50% |
| blue cross blue shield of minnesota | bc high value/performance network (bdosv) | $191.47 | ↑ +53% |
| blue cross blue shield | bc aware/blue plus (b d o s v) | $201.54 | ↑ +61% |
| all other contracted care (a b c d e g h n o r s u) | all other contracted care (a b c d m h n o r s u v) | $224.10 | ↑ +79% |
Visitor-reported prices
Comments
Chest Physiotherapy (first session) at other Minnesota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Canby Medical Center | Canby | $204.00 | $61.74 – $229.50 |
| Sanford Westbrook Hospital | Westbrook | $213.60 | $64.64 – $240.30 |
| Sanford Bagley Medical Center | Bagley | $100.80 | $30.50 – $113.40 |
| Sanford Luverne Medical Center | Luverne | $187.20 | $56.65 – $210.60 |
| Sanford Bemidji Medical Center | Bemidji | $100.80 | $57.42 – $132.83 |
| Sanford Worthington Medical Center | Worthington | $188.80 | $91.50 – $212.40 |
| Sanford Tracy Hospital | Tracy | $213.60 | $64.64 – $240.30 |
| Sanford Thief River Falls Medical Center | Thief River Falls | $185.60 | $79.69 – $208.80 |