Chest CT scan (with and without contrast) at Owatonna Hospital
2250 NW 26th St, Owatonna, MN · Allinahealth · · NPI 1528025632
$1,368.81
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$2,444.30
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$163.94 with ucare pmap (a b c d e g n o s u r h) vs $1,364.00 with united healthcare (bdohsv) — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| ucare pmap (a b c d e g n o s u r h) | ucare pmap (abdmnorsuv) | $163.94 | ↓ -88% |
| medicaid | medicaid ma (o) | $167.11 | ↓ -88% |
| all other medicaid | all other medicaid (o) | $167.11 | ↓ -88% |
| allina aetna medicare (o) | allina aetna medicare (o) | $171.73 | ↓ -87% |
| medicare other | all other medicare (o) | $178.69 | ↓ -87% |
| south country health alliance | scha pmap (o) | $180.48 | ↓ -87% |
| medicare | medicare (o) | $180.77 | ↓ -87% |
| medica | medica medicare (o) | $185.84 | ↓ -86% |
| bcbs | bc medicare (o) | $187.62 | ↓ -86% |
| blue cross blue shield | bc pmap (b d o s v) | $231.89 | ↓ -83% |
| aetna | aetna elevate (bdosv) | $362.02 | ↓ -74% |
| aetna | aetna performance (bdosv) | $382.39 | ↓ -72% |
| blue cross | allina health blueprint (bdoshv) | $476.03 | ↓ -65% |
| aetna direct/indirect regional network | aetna direct/indirect regional (bdosv) | $483.01 | ↓ -65% |
| blue cross blue shield | bc state health plan (b d o s v) | $483.38 | ↓ -65% |
| blue cross blue shield of minnesota | bc premier (b d o s v) | $538.28 | ↓ -61% |
| medica ubh (o) | medica ubh (o) | $570.36 | ↓ -58% |
| medica health system | medica dual solutions (b d v o s) | $574.00 | ↓ -58% |
| americas ppo (araz)(b d n o r s v) | americas ppo (araz)(b d n o r s v) | $628.54 | ↓ -54% |
| blue cross blue shield | bc aehp (b d o s v) | $633.26 | ↓ -54% |
| healthpartners | hpi (bdov) | $650.50 | ↓ -52% |
| medica ubh pmap | medica ubh pmap (o) | $651.84 | ↓ -52% |
| blue cross blue shield of minnesota | bc high value/performance network (bdosv) | $679.74 | ↓ -50% |
| first health (a c e g h u b d n o r s) | first health (abdmnosurv) | $684.43 | ↓ -50% |
| americas ppo (araz) (b d n h o r s) | americas ppo (araz) (b d n h o r s v) | $684.43 | ↓ -50% |
| health partners | hpi cigna (bdov) | $709.05 | ↓ -48% |
| blue cross blue shield | bc aware/blue plus (b d o s v) | $715.53 | ↓ -48% |
| all other contracted care (a b c d e g h n o r s u) | all other contracted care (a b c d m h n o r s u v) | $814.80 | ↓ -40% |
| medica health system | medica elect (b d o s v) | $991.90 | ↓ -28% |
| medica mhps | medica mhps (bdosv) | $1,035.63 | ↓ -24% |
| medica | medica essentials (b d o s v) | $1,035.63 | ↓ -24% |
| medica health system | medica choice (b d o s v) | $1,090.00 | ↓ -20% |
| united healthcare (bdohsv) | united healthcare (bdosv) | $1,364.00 | ↓ -0% |
Visitor-reported prices
Comments
Chest CT scan (with and without contrast) at other Minnesota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Canby Medical Center | Canby | $2,726.40 | $186.92 – $3,067.20 |
| Sanford Westbrook Hospital | Westbrook | $3,167.20 | $186.92 – $3,563.10 |
| Sanford Bagley Medical Center | Bagley | $2,644.00 | $186.92 – $2,974.50 |
| Sanford Wheaton | Wheaton | $2,877.60 | $186.92 – $3,237.30 |
| Sanford Luverne Medical Center | Luverne | $3,312.80 | $186.92 – $3,726.90 |
| Sanford Bemidji Medical Center | Bemidji | $2,644.00 | $132.55 – $2,974.50 |
| Sanford Worthington Medical Center | Worthington | $3,056.00 | $135.41 – $3,438.00 |
| Sanford Tracy Hospital | Tracy | $3,167.20 | $186.92 – $3,563.10 |