Bone marrow;aspiration only 38220 at Owatonna Hospital

2250 NW 26th St, Owatonna, MN · Allinahealth · · NPI 1528025632

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Sep 17, 2026

$378.62

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$676.10

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$136.03 with ucare pmap (a b c d e g n o s u r h) vs $1,766.72 with bcbs — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $136.03 ↓ -64%
united healthcare (bdohsv) united healthcare (bdosv) $199.00 ↓ -47%
aetna aetna elevate (bdosv) $300.39 ↓ -21%
aetna aetna performance (bdosv) $317.29 ↓ -16%
medica health system medica dual solutions (b d v o s) $344.81 ↓ -9%
aetna direct/indirect regional network aetna direct/indirect regional (bdosv) $400.79 ↑ +6%
healthpartners hpi (bdov) $457.70 ↑ +21%
medica ubh (o) medica ubh (o) $473.27 ↑ +25%
medica health system medica elect (b d o s v) $495.45 ↑ +31%
health partners hpi cigna (bdov) $498.89 ↑ +32%
blue cross blue shield bc pmap (b d o s v) $516.02 ↑ +36%
medica medica essentials (b d o s v) $517.28 ↑ +37%
medica mhps medica mhps (bdosv) $517.28 ↑ +37%
americas ppo (araz)(b d n o r s v) americas ppo (araz)(b d n o r s v) $521.54 ↑ +38%
medica ubh pmap medica ubh pmap (o) $540.88 ↑ +43%
medica health system medica choice (b d o s v) $544.40 ↑ +44%
americas ppo (araz) (b d n h o r s) americas ppo (araz) (b d n h o r s v) $567.92 ↑ +50%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $567.92 ↑ +50%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $676.10 ↑ +79%
blue cross allina health blueprint (bdoshv) $1,059.29 ↑ +180%
blue cross blue shield bc state health plan (b d o s v) $1,075.65 ↑ +184%
blue cross blue shield of minnesota bc premier (b d o s v) $1,197.83 ↑ +216%
blue cross blue shield bc aehp (b d o s v) $1,409.17 ↑ +272%
blue cross blue shield of minnesota bc high value/performance network (bdosv) $1,512.62 ↑ +300%
medicaid medicaid ma (o) $1,573.57 ↑ +316%
all other medicaid all other medicaid (o) $1,573.57 ↑ +316%
blue cross blue shield bc aware/blue plus (b d o s v) $1,592.25 ↑ +321%
allina aetna medicare (o) allina aetna medicare (o) $1,617.00 ↑ +327%
medicare other all other medicare (o) $1,682.59 ↑ +344%
south country health alliance scha pmap (o) $1,699.46 ↑ +349%
medicare medicare (o) $1,702.11 ↑ +350%
medica medica medicare (o) $1,749.89 ↑ +362%
bcbs bc medicare (o) $1,766.72 ↑ +367%

Visitor-reported prices

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Bone marrow;aspiration only 38220 at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Bemidji Medical Center Bemidji $2,386.40 $1,169.64 – $2,684.70
Sanford Thief River Falls Medical Center Thief River Falls $1,247.20 $535.52 – $1,403.10
Sanford Behavioral Health Thief River Falls Thief River Falls $1,247.20 $535.52 – $1,403.10
United Hospital MN | 1175 Nininger Road. Hastings $952.75 $359.29 – $3,243.00
Abbott Northwestern Hospital MN 55407 $952.75 $359.29 – $4,056.36
Allina Health Faribault Medical Center Faribualt $378.62 $457.70 – $1,859.38
New Ulm Medical Center MN 56073 $310.24 $242.51 – $1,702.11
Mercy Hospital MN 55443 | 550 Osborne Road NE. Fridley $952.75 $359.29 – $3,243.00

All Minnesota hospitals for this procedure →