Biopsy muscle percutaneous needle at Owatonna Hospital

2250 NW 26th St, Owatonna, MN · Allinahealth · · NPI 1528025632

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Sep 17, 2026

$1,194.76

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$2,133.50

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$199.00 with united healthcare (bdohsv) vs $1,766.72 with bcbs — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
united healthcare (bdohsv) united healthcare (bdosv) $199.00 ↓ -83%
blue cross blue shield bc pmap (b d o s v) $298.79 ↓ -75%
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $332.64 ↓ -72%
blue cross allina health blueprint (bdoshv) $613.36 ↓ -49%
blue cross blue shield bc state health plan (b d o s v) $622.83 ↓ -48%
blue cross blue shield of minnesota bc premier (b d o s v) $693.57 ↓ -42%
aetna aetna elevate (bdosv) $734.56 ↓ -39%
aetna aetna performance (bdosv) $775.89 ↓ -35%
blue cross blue shield bc aehp (b d o s v) $815.94 ↓ -32%
medica health system medica dual solutions (b d v o s) $843.18 ↓ -29%
blue cross blue shield of minnesota bc high value/performance network (bdosv) $875.84 ↓ -27%
blue cross blue shield bc aware/blue plus (b d o s v) $921.95 ↓ -23%
aetna direct/indirect regional network aetna direct/indirect regional (bdosv) $980.08 ↓ -18%
healthpartners hpi (bdov) $1,119.23 ↓ -6%
medica ubh (o) medica ubh (o) $1,157.31 ↓ -3%
medica health system medica elect (b d o s v) $1,211.54 ↑ +1%
health partners hpi cigna (bdov) $1,219.97 ↑ +2%
medica mhps medica mhps (bdosv) $1,264.94 ↑ +6%
medica medica essentials (b d o s v) $1,264.94 ↑ +6%
americas ppo (araz)(b d n o r s v) americas ppo (araz)(b d n o r s v) $1,275.36 ↑ +7%
medica ubh pmap medica ubh pmap (o) $1,322.64 ↑ +11%
medica health system medica choice (b d o s v) $1,331.24 ↑ +11%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $1,388.77 ↑ +16%
americas ppo (araz) (b d n h o r s) americas ppo (araz) (b d n h o r s v) $1,388.77 ↑ +16%
all other medicaid all other medicaid (o) $1,573.57 ↑ +32%
medicaid medicaid ma (o) $1,573.57 ↑ +32%
allina aetna medicare (o) allina aetna medicare (o) $1,617.00 ↑ +35%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $1,653.30 ↑ +38%
medicare other all other medicare (o) $1,682.59 ↑ +41%
south country health alliance scha pmap (o) $1,699.46 ↑ +42%
medicare medicare (o) $1,702.11 ↑ +42%
medica medica medicare (o) $1,749.89 ↑ +46%
bcbs bc medicare (o) $1,766.72 ↑ +48%

Visitor-reported prices

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Biopsy muscle percutaneous needle at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Bemidji Medical Center Bemidji $2,026.40 $1,154.29 – $2,279.70
Sanford Worthington Medical Center Worthington $2,107.20 $1,021.20 – $2,370.60
Sanford Thief River Falls Medical Center Thief River Falls $2,111.20 $906.50 – $2,375.10
Sanford Behavioral Health Thief River Falls Thief River Falls $2,111.20 $906.50 – $2,375.10
United Hospital MN | 1175 Nininger Road. Hastings $682.51 $208.04 – $3,895.00
Abbott Northwestern Hospital MN 55407 $682.51 $208.04 – $4,056.36
Allina Health Faribault Medical Center Faribualt $1,194.76 $298.79 – $4,275.53
New Ulm Medical Center MN 56073 $591.47 $311.72 – $1,702.11

All Minnesota hospitals for this procedure →