Albumin (human), 25%, 50ml at Owatonna Hospital

2250 NW 26th St, Owatonna, MN · Allinahealth · · NPI 1528025632

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Sep 17, 2026

$130.36

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$232.78

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.01 with united healthcare (bdohsv) vs $224.45 with all other contracted care (a b c d e g h n o r s u) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
united healthcare (bdohsv) united healthcare (bdosv) $0.01 ↓ -100%
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $45.16 ↓ -65%
all other medicaid all other medicaid (o) $48.91 ↓ -62%
medicaid medicaid ma (o) $48.91 ↓ -62%
allina aetna medicare (o) allina aetna medicare (o) $50.42 ↓ -61%
south country health alliance scha pmap (o) $52.82 ↓ -59%
medicare other all other medicare (o) $53.08 ↓ -59%
medicare medicare (o) $53.08 ↓ -59%
blue cross blue shield bc pmap (b d o s v) $54.04 ↓ -59%
medica medica medicare (o) $55.20 ↓ -58%
bcbs bc medicare (o) $55.73 ↓ -57%
blue cross blue shield of minnesota bc premier (b d o s v) $60.98 ↓ -53%
blue cross blue shield bc aehp (b d o s v) $71.73 ↓ -45%
blue cross blue shield of minnesota bc high value/performance network (bdosv) $77.00 ↓ -41%
blue cross blue shield bc state health plan (b d o s v) $81.05 ↓ -38%
blue cross blue shield bc aware/blue plus (b d o s v) $81.05 ↓ -38%
blue cross allina health blueprint (bdoshv) $91.53 ↓ -30%
aetna aetna elevate (bdosv) $99.72 ↓ -24%
aetna aetna performance (bdosv) $105.33 ↓ -19%
medica health system medica dual solutions (b d v o s) $114.47 ↓ -12%
aetna direct/indirect regional network aetna direct/indirect regional (bdosv) $133.05 ↑ +2%
healthpartners hpi (bdov) $151.95 ↑ +17%
medica ubh (o) medica ubh (o) $157.11 ↑ +21%
medica health system medica elect (b d o s v) $160.98 ↑ +23%
health partners hpi cigna (bdov) $165.62 ↑ +27%
medica medica essentials (b d o s v) $168.07 ↑ +29%
medica mhps medica mhps (bdosv) $168.07 ↑ +29%
americas ppo (araz)(b d n o r s v) americas ppo (araz)(b d n o r s v) $173.14 ↑ +33%
medica health system medica choice (b d o s v) $176.89 ↑ +36%
medica ubh pmap medica ubh pmap (o) $179.56 ↑ +38%
americas ppo (araz) (b d n h o r s) americas ppo (araz) (b d n h o r s v) $188.54 ↑ +45%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $188.54 ↑ +45%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $224.45 ↑ +72%

Visitor-reported prices

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Albumin (human), 25%, 50ml at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Canby Medical Center Canby $232.17 $35.77 – $132.96
Sanford Westbrook Hospital Westbrook $217.25 $55.72 – $229.89
Sanford Bagley Medical Center Bagley $52.25 $15.81 – $58.78
Sanford Wheaton Wheaton $91.80 $19.19 – $71.33
Sanford Luverne Medical Center Luverne $147.84 $41.20 – $153.15
Sanford Bemidji Medical Center Bemidji $74.25 $29.19 – $57.65
Sanford Worthington Medical Center Worthington $111.92 $49.49 – $125.56
Sanford Tracy Hospital Tracy $96.91 $29.33 – $109.02

All Minnesota hospitals for this procedure →