Albumin body fluid quantitative each specimen at Owatonna Hospital

2250 NW 26th St, Owatonna, MN · Allinahealth · · NPI 1528025632

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Sep 17, 2026

$172.70

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$308.40

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$7.24 with allina aetna medicare (o) vs $42.00 with all other contracted care (a b c d e g h n o r s u) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
allina aetna medicare (o) allina aetna medicare (o) $7.24 ↓ -96%
medicare other all other medicare (o) $7.62 ↓ -96%
medicare medicare (o) $7.62 ↓ -96%
medicaid medicaid ma (o) $7.77 ↓ -96%
all other medicaid all other medicaid (o) $7.77 ↓ -96%
medica medica medicare (o) $7.92 ↓ -95%
bcbs bc medicare (o) $8.00 ↓ -95%
south country health alliance scha pmap (o) $8.39 ↓ -95%
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $8.45 ↓ -95%
blue cross blue shield bc pmap (b d o s v) $10.43 ↓ -94%
aetna aetna elevate (bdosv) $18.66 ↓ -89%
aetna aetna performance (bdosv) $19.71 ↓ -89%
medica health system medica dual solutions (b d v o s) $21.42 ↓ -88%
aetna direct/indirect regional network aetna direct/indirect regional (bdosv) $24.90 ↓ -86%
blue cross allina health blueprint (bdoshv) $26.75 ↓ -85%
blue cross blue shield bc state health plan (b d o s v) $27.17 ↓ -84%
healthpartners hpi (bdov) $28.43 ↓ -84%
united healthcare (bdohsv) united healthcare (bdosv) $28.94 ↓ -83%
medica ubh (o) medica ubh (o) $29.40 ↓ -83%
blue cross blue shield of minnesota bc premier (b d o s v) $30.25 ↓ -82%
medica health system medica elect (b d o s v) $30.78 ↓ -82%
health partners hpi cigna (bdov) $30.99 ↓ -82%
medica mhps medica mhps (bdosv) $32.13 ↓ -81%
medica medica essentials (b d o s v) $32.13 ↓ -81%
americas ppo (araz)(b d n o r s v) americas ppo (araz)(b d n o r s v) $32.40 ↓ -81%
medica ubh pmap medica ubh pmap (o) $33.60 ↓ -81%
medica health system medica choice (b d o s v) $33.82 ↓ -80%
americas ppo (araz) (b d n h o r s) americas ppo (araz) (b d n h o r s v) $35.28 ↓ -80%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $35.28 ↓ -80%
blue cross blue shield bc aehp (b d o s v) $35.59 ↓ -79%
blue cross blue shield of minnesota bc high value/performance network (bdosv) $38.21 ↓ -78%
blue cross blue shield bc aware/blue plus (b d o s v) $40.22 ↓ -77%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $42.00 ↓ -76%

Visitor-reported prices

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Albumin body fluid quantitative each specimen at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Canby Medical Center Canby $36.80 $11.14 – $41.40
Sanford Westbrook Hospital Westbrook $48.00 $8.72 – $32.40
Sanford Wheaton Wheaton $70.40 $21.30 – $79.20
Sanford Luverne Medical Center Luverne $28.80 $8.47 – $31.50
Sanford Tracy Hospital Tracy $48.00 $8.72 – $32.40
Sanford Thief River Falls Medical Center Thief River Falls $50.40 $12.37 – $32.40
Sanford Behavioral Health Thief River Falls Thief River Falls $50.40 $12.37 – $32.40
United Hospital MN | 1175 Nininger Road. Hastings $151.20 $7.24 – $24.01

All Minnesota hospitals for this procedure →