Upper Back (Thoracic Spine) MRI (with and without contrast) at New Ulm Medical Center

1324 5th St N. New Ulm, MN 56073, MN · Allinahealth · · NPI 1558328435

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Sep 17, 2026

$2,018.46

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,604.40

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$341.56 with allina aetna medicare (n) vs $2,703.40 with all other contracted care (a b c d e g h n o r s u) — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
allina aetna medicare (n) allina aetna medicare (n) $341.56 ↓ -83%
medicare medicare (n) $359.54 ↓ -82%
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $543.92 ↓ -73%
blue cross blue shield of minnesota bc pmap (n) $560.28 ↓ -72%
medica health system medica pmap (n) $748.00 ↓ -63%
medicaid medicaid ma (n) $1,183.39 ↓ -41%
medicare other all other medicare (n) $1,197.07 ↓ -41%
medica medica medicare (r) $1,201.05 ↓ -40%
medica health system medica dual solutions (r) $1,216.53 ↓ -40%
bcbs bc medicare (n) $1,256.92 ↓ -38%
all other medicaid all other medicaid (n) $1,297.63 ↓ -36%
south country health alliance scha msho (n) $1,338.18 ↓ -34%
blue cross blue shield of minnesota bc state health plan (n) $1,383.90 ↓ -31%
south country health alliance scha pmap (n) $1,401.44 ↓ -31%
bc aware/blue plus (nr) bc aware/blue plus (nr) $1,553.11 ↓ -23%
aetna aetna elevate (n r) $1,656.37 ↓ -18%
blue cross blue shield of minnesota bc premier(n) $1,778.06 ↓ -12%
aetna aetna performance (n r) $1,789.38 ↓ -11%
medica ubh (n) medica ubh (n) $1,892.38 ↓ -6%
americas ppo (araz)(b d n o r s v) americas ppo (araz)(b d n o r s v) $2,085.40 ↑ +3%
bcbs bc aehp (n) $2,091.65 ↑ +4%
medica ubh pmap medica ubh pmap (n) $2,162.72 ↑ +7%
hpi-cigna hpi cigna (n) $2,210.81 ↑ +10%
blue cross blue shield of minnesota bc high value/performance network (n) $2,245.29 ↑ +11%
americas ppo (araz) (b d n h o r s) americas ppo (araz) (b d n h o r s v) $2,270.86 ↑ +13%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $2,270.86 ↑ +13%
aetna direct/indirect network aetna direct/indirect network (n r) $2,286.54 ↑ +13%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $2,703.40 ↑ +34%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Upper Back (Thoracic Spine) MRI (with and without contrast) at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Canby Medical Center Canby $4,144.00 $374.99 – $4,662.00
Sanford Westbrook Hospital Westbrook $4,322.40 $374.99 – $4,862.70
Sanford Bagley Medical Center Bagley $4,034.40 $374.99 – $4,538.70
Sanford Wheaton Wheaton $3,820.00 $374.99 – $4,297.50
Sanford Luverne Medical Center Luverne $4,279.20 $374.99 – $4,814.10
Sanford Bemidji Medical Center Bemidji $4,034.40 $277.45 – $4,538.70
Sanford Worthington Medical Center Worthington $4,724.80 $283.44 – $5,315.40
Sanford Tracy Hospital Tracy $4,322.40 $374.99 – $4,862.70

All Minnesota hospitals for this procedure →