Surgical pathology level 6 gross & microscopic examination at New Ulm Medical Center
1324 5th St N. New Ulm, MN 56073, MN · Allinahealth · · NPI 1558328435
$476.56
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$851.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$82.94 with blue cross blue shield of minnesota vs $851.00 with all other contracted care (a b c d e g h n o r s u) — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| blue cross blue shield of minnesota | bc pmap (n) | $82.94 | ↓ -83% |
| ucare pmap (a b c d e g n o s u r h) | ucare pmap (abdmnorsuv) | $171.22 | ↓ -64% |
| blue cross blue shield of minnesota | bc state health plan (n) | $253.04 | ↓ -47% |
| medica health system | medica pmap (n) | $270.62 | ↓ -43% |
| bc aware/blue plus (nr) | bc aware/blue plus (nr) | $283.96 | ↓ -40% |
| blue cross blue shield of minnesota | bc premier(n) | $325.12 | ↓ -32% |
| medicaid | medicaid ma (n) | $372.52 | ↓ -22% |
| medicare other | all other medicare (n) | $376.82 | ↓ -21% |
| medica | medica medicare (r) | $378.08 | ↓ -21% |
| bcbs | bc aehp (n) | $382.46 | ↓ -20% |
| medica health system | medica dual solutions (r) | $382.95 | ↓ -20% |
| bcbs | bc medicare (n) | $395.66 | ↓ -17% |
| all other medicaid | all other medicaid (n) | $408.48 | ↓ -14% |
| blue cross blue shield of minnesota | bc high value/performance network (n) | $410.55 | ↓ -14% |
| south country health alliance | scha msho (n) | $421.25 | ↓ -12% |
| south country health alliance | scha pmap (n) | $441.16 | ↓ -7% |
| aetna | aetna elevate (n r) | $521.41 | ↑ +9% |
| aetna | aetna performance (n r) | $563.28 | ↑ +18% |
| medica ubh (n) | medica ubh (n) | $595.70 | ↑ +25% |
| americas ppo (araz)(b d n o r s v) | americas ppo (araz)(b d n o r s v) | $656.46 | ↑ +38% |
| medica ubh pmap | medica ubh pmap (n) | $680.80 | ↑ +43% |
| hpi-cigna | hpi cigna (n) | $695.94 | ↑ +46% |
| first health (a c e g h u b d n o r s) | first health (abdmnosurv) | $714.84 | ↑ +50% |
| americas ppo (araz) (b d n h o r s) | americas ppo (araz) (b d n h o r s v) | $714.84 | ↑ +50% |
| aetna direct/indirect network | aetna direct/indirect network (n r) | $719.78 | ↑ +51% |
| allina aetna medicare (n) | allina aetna medicare (n) | $788.80 | ↑ +66% |
| medicare | medicare (n) | $830.32 | ↑ +74% |
| all other contracted care (a b c d e g h n o r s u) | all other contracted care (a b c d m h n o r s u v) | $851.00 | ↑ +79% |
Visitor-reported prices
Comments
Surgical pathology level 6 gross & microscopic examination at other Minnesota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Canby Medical Center | Canby | $745.60 | $225.64 – $838.80 |
| Sanford Westbrook Hospital | Westbrook | $1,002.40 | $303.35 – $1,127.70 |
| Sanford Wheaton | Wheaton | $716.00 | $216.68 – $805.50 |
| Sanford Luverne Medical Center | Luverne | $1,016.80 | $307.71 – $1,143.90 |
| Sanford Bemidji Medical Center | Bemidji | $1,336.00 | $620.35 – $1,503.00 |
| Sanford Worthington Medical Center | Worthington | $1,336.00 | $633.76 – $1,503.00 |
| Sanford Tracy Hospital | Tracy | $1,002.40 | $303.35 – $1,127.70 |
| Sanford Thief River Falls Medical Center | Thief River Falls | $694.40 | $298.16 – $781.20 |