Surgical pathology level 5 gross & microscopic examination at New Ulm Medical Center

1324 5th St N. New Ulm, MN 56073, MN · Allinahealth · · NPI 1558328435

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Sep 17, 2026

$214.03

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$382.20

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$76.90 with ucare pmap (a b c d e g n o s u r h) vs $410.55 with blue cross blue shield of minnesota — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $76.90 ↓ -64%
blue cross blue shield of minnesota bc pmap (n) $82.94 ↓ -61%
medica health system medica pmap (n) $121.54 ↓ -43%
medicaid medicaid ma (n) $167.30 ↓ -22%
medicare other all other medicare (n) $169.24 ↓ -21%
medica medica medicare (r) $169.81 ↓ -21%
medica health system medica dual solutions (r) $171.99 ↓ -20%
bcbs bc medicare (n) $177.70 ↓ -17%
all other medicaid all other medicaid (n) $183.46 ↓ -14%
south country health alliance scha msho (n) $189.19 ↓ -12%
south country health alliance scha pmap (n) $198.13 ↓ -7%
aetna aetna elevate (n r) $234.17 ↑ +9%
aetna aetna performance (n r) $252.98 ↑ +18%
blue cross blue shield of minnesota bc state health plan (n) $253.04 ↑ +18%
medica ubh (n) medica ubh (n) $267.54 ↑ +25%
bc aware/blue plus (nr) bc aware/blue plus (nr) $283.96 ↑ +33%
americas ppo (araz)(b d n o r s v) americas ppo (araz)(b d n o r s v) $294.83 ↑ +38%
medica ubh pmap medica ubh pmap (n) $305.76 ↑ +43%
hpi-cigna hpi cigna (n) $312.56 ↑ +46%
americas ppo (araz) (b d n h o r s) americas ppo (araz) (b d n h o r s v) $321.05 ↑ +50%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $321.05 ↑ +50%
aetna direct/indirect network aetna direct/indirect network (n r) $323.26 ↑ +51%
blue cross blue shield of minnesota bc premier(n) $325.12 ↑ +52%
allina aetna medicare (n) allina aetna medicare (n) $350.94 ↑ +64%
medicare medicare (n) $369.41 ↑ +73%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $382.20 ↑ +79%
bcbs bc aehp (n) $382.46 ↑ +79%
blue cross blue shield of minnesota bc high value/performance network (n) $410.55 ↑ +92%

Visitor-reported prices

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Surgical pathology level 5 gross & microscopic examination at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Canby Medical Center Canby $528.00 $159.79 – $594.00
Sanford Westbrook Hospital Westbrook $679.20 $205.54 – $764.10
Sanford Bagley Medical Center Bagley $558.40 $168.99 – $628.20
Sanford Wheaton Wheaton $463.20 $140.18 – $521.10
Sanford Luverne Medical Center Luverne $680.00 $205.79 – $765.00
Sanford Bemidji Medical Center Bemidji $558.40 $259.32 – $628.20
Sanford Worthington Medical Center Worthington $558.40 $264.92 – $628.20
Sanford Tracy Hospital Tracy $679.20 $205.54 – $764.10

All Minnesota hospitals for this procedure →