Surgical pathology level 4 gross & microscopic examination at New Ulm Medical Center

1324 5th St N. New Ulm, MN 56073, MN · Allinahealth · · NPI 1558328435

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Sep 17, 2026

$584.53

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$1,043.80

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$22.64 with ucare pmap (a b c d e g n o s u r h) vs $283.14 with blue cross blue shield of minnesota — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $22.64 ↓ -96%
medica health system medica pmap (n) $35.77 ↓ -94%
medicaid medicaid ma (n) $49.25 ↓ -92%
medicare other all other medicare (n) $49.82 ↓ -91%
medica medica medicare (r) $49.99 ↓ -91%
medica health system medica dual solutions (r) $50.63 ↓ -91%
allina aetna medicare (n) allina aetna medicare (n) $51.02 ↓ -91%
bcbs bc medicare (n) $52.31 ↓ -91%
medicare medicare (n) $53.71 ↓ -91%
all other medicaid all other medicaid (n) $54.00 ↓ -91%
south country health alliance scha msho (n) $55.69 ↓ -90%
blue cross blue shield of minnesota bc pmap (n) $57.20 ↓ -90%
south country health alliance scha pmap (n) $58.32 ↓ -90%
aetna aetna elevate (n r) $68.93 ↓ -88%
aetna aetna performance (n r) $74.46 ↓ -87%
medica ubh (n) medica ubh (n) $78.75 ↓ -87%
americas ppo (araz)(b d n o r s v) americas ppo (araz)(b d n o r s v) $86.78 ↓ -85%
medica ubh pmap medica ubh pmap (n) $90.00 ↓ -85%
hpi-cigna hpi cigna (n) $92.00 ↓ -84%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $94.50 ↓ -84%
americas ppo (araz) (b d n h o r s) americas ppo (araz) (b d n h o r s v) $94.50 ↓ -84%
aetna direct/indirect network aetna direct/indirect network (n r) $95.15 ↓ -84%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $112.50 ↓ -81%
blue cross blue shield of minnesota bc state health plan (n) $174.52 ↓ -70%
bc aware/blue plus (nr) bc aware/blue plus (nr) $195.83 ↓ -66%
blue cross blue shield of minnesota bc premier(n) $224.21 ↓ -62%
bcbs bc aehp (n) $263.76 ↓ -55%
blue cross blue shield of minnesota bc high value/performance network (n) $283.14 ↓ -52%

Visitor-reported prices

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Surgical pathology level 4 gross & microscopic examination at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Canby Medical Center Canby $115.20 $65.66 – $129.60
Sanford Westbrook Hospital Westbrook $145.60 $77.90 – $163.80
Sanford Bagley Medical Center Bagley $176.00 $79.75 – $198.00
Sanford Wheaton Wheaton $154.40 $79.75 – $173.70
Sanford Luverne Medical Center Luverne $128.80 $56.67 – $144.90
Sanford Bemidji Medical Center Bemidji $176.00 $39.09 – $198.00
Sanford Worthington Medical Center Worthington $323.20 $39.93 – $363.60
Sanford Tracy Hospital Tracy $145.60 $70.98 – $163.80

All Minnesota hospitals for this procedure →