Sterile water/saline, 10 ml at New Ulm Medical Center

1324 5th St N. New Ulm, MN 56073, MN · Allinahealth · · NPI 1558328435

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Sep 17, 2026

$6.55

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$11.69

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$0.37 with blue cross blue shield of minnesota vs $10.94 with all other contracted care (a b c d e g h n o r s u) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
blue cross blue shield of minnesota bc pmap (n) $0.37 ↓ -94%
blue cross blue shield of minnesota bc state health plan (n) $0.91 ↓ -86%
bc aware/blue plus (nr) bc aware/blue plus (nr) $1.02 ↓ -84%
blue cross blue shield of minnesota bc premier(n) $1.16 ↓ -82%
bcbs bc aehp (n) $1.37 ↓ -79%
blue cross blue shield of minnesota bc high value/performance network (n) $1.48 ↓ -77%
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $2.20 ↓ -66%
medica health system medica pmap (n) $3.48 ↓ -47%
medicaid medicaid ma (n) $4.79 ↓ -27%
medicare other all other medicare (n) $4.84 ↓ -26%
medica medica medicare (r) $4.85 ↓ -26%
medica health system medica dual solutions (r) $4.92 ↓ -25%
bcbs bc medicare (n) $5.08 ↓ -22%
all other medicaid all other medicaid (n) $5.25 ↓ -20%
south country health alliance scha msho (n) $5.41 ↓ -17%
south country health alliance scha pmap (n) $5.67 ↓ -13%
aetna aetna elevate (n r) $6.70 ↑ +2%
aetna aetna performance (n r) $7.24 ↑ +11%
medica ubh (n) medica ubh (n) $7.66 ↑ +17%
americas ppo (araz)(b d n o r s v) americas ppo (araz)(b d n o r s v) $8.44 ↑ +29%
medica ubh pmap medica ubh pmap (n) $8.75 ↑ +34%
hpi-cigna hpi cigna (n) $8.95 ↑ +37%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $9.19 ↑ +40%
americas ppo (araz) (b d n h o r s) americas ppo (araz) (b d n h o r s v) $9.19 ↑ +40%
aetna direct/indirect network aetna direct/indirect network (n r) $9.25 ↑ +41%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $10.94 ↑ +67%

Visitor-reported prices

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Sterile water/saline, 10 ml at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Canby Medical Center Canby $5.20 $1.18 – $4.37
Sanford Westbrook Hospital Westbrook $5.19 $1.57 – $5.83
Sanford Bagley Medical Center Bagley $11.37 $3.42 – $12.71
Sanford Wheaton Wheaton $2.40 $0.73 – $2.70
Sanford Luverne Medical Center Luverne $5.09 $1.20 – $4.46
Sanford Bemidji Medical Center Bemidji $17.20 $0.59 – $12.74
Sanford Worthington Medical Center Worthington $3.60 $0.59 – $4.05
Sanford Tracy Hospital Tracy $5.19 $1.57 – $5.83

All Minnesota hospitals for this procedure →