Lower Back (Lumbar Spine) MRI (without contrast) at New Ulm Medical Center
1324 5th St N. New Ulm, MN 56073, MN · Allinahealth · · NPI 1558328435
$1,211.06
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,162.60
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$233.60 with allina aetna medicare (n) vs $1,622.00 with all other contracted care (a b c d e g h n o r s u) — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| allina aetna medicare (n) | allina aetna medicare (n) | $233.60 | ↓ -81% |
| medicare | medicare (n) | $245.90 | ↓ -80% |
| ucare pmap (a b c d e g n o s u r h) | ucare pmap (abdmnorsuv) | $326.35 | ↓ -73% |
| blue cross blue shield of minnesota | bc pmap (n) | $330.85 | ↓ -73% |
| medicaid | medicaid ma (n) | $710.01 | ↓ -41% |
| medicare other | all other medicare (n) | $718.22 | ↓ -41% |
| medica | medica medicare (r) | $720.62 | ↓ -40% |
| medica health system | medica dual solutions (r) | $729.90 | ↓ -40% |
| medica health system | medica pmap (n) | $748.00 | ↓ -38% |
| bcbs | bc medicare (n) | $754.13 | ↓ -38% |
| all other medicaid | all other medicaid (n) | $778.56 | ↓ -36% |
| south country health alliance | scha msho (n) | $802.89 | ↓ -34% |
| blue cross blue shield of minnesota | bc state health plan (n) | $817.22 | ↓ -33% |
| south country health alliance | scha pmap (n) | $840.84 | ↓ -31% |
| bc aware/blue plus (nr) | bc aware/blue plus (nr) | $917.14 | ↓ -24% |
| aetna | aetna elevate (n r) | $993.80 | ↓ -18% |
| blue cross blue shield of minnesota | bc premier(n) | $1,049.99 | ↓ -13% |
| aetna | aetna performance (n r) | $1,073.60 | ↓ -11% |
| medica ubh (n) | medica ubh (n) | $1,135.40 | ↓ -6% |
| bcbs | bc aehp (n) | $1,235.17 | ↑ +2% |
| americas ppo (araz)(b d n o r s v) | americas ppo (araz)(b d n o r s v) | $1,251.21 | ↑ +3% |
| medica ubh pmap | medica ubh pmap (n) | $1,297.60 | ↑ +7% |
| blue cross blue shield of minnesota | bc high value/performance network (n) | $1,325.89 | ↑ +9% |
| hpi-cigna | hpi cigna (n) | $1,326.46 | ↑ +10% |
| americas ppo (araz) (b d n h o r s) | americas ppo (araz) (b d n h o r s v) | $1,362.48 | ↑ +13% |
| first health (a c e g h u b d n o r s) | first health (abdmnosurv) | $1,362.48 | ↑ +13% |
| aetna direct/indirect network | aetna direct/indirect network (n r) | $1,371.89 | ↑ +13% |
| all other contracted care (a b c d e g h n o r s u) | all other contracted care (a b c d m h n o r s u v) | $1,622.00 | ↑ +34% |
Visitor-reported prices
Comments
Lower Back (Lumbar Spine) MRI (without contrast) at other Minnesota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Canby Medical Center | Canby | $3,237.60 | $253.81 – $3,642.30 |
| Sanford Westbrook Hospital | Westbrook | $3,189.60 | $253.81 – $3,588.30 |
| Sanford Bagley Medical Center | Bagley | $2,872.80 | $253.81 – $3,231.90 |
| Sanford Wheaton | Wheaton | $2,809.60 | $253.81 – $3,160.80 |
| Sanford Luverne Medical Center | Luverne | $2,875.20 | $253.81 – $3,234.60 |
| Sanford Bemidji Medical Center | Bemidji | $2,872.80 | $176.78 – $3,231.90 |
| Sanford Worthington Medical Center | Worthington | $3,168.80 | $180.60 – $3,564.90 |
| Sanford Tracy Hospital | Tracy | $3,189.60 | $253.81 – $3,588.30 |