Fern test at New Ulm Medical Center
1324 5th St N. New Ulm, MN 56073, MN · Allinahealth · · NPI 1558328435
$101.47
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$181.20
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$9.07 with allina aetna medicare (n) vs $181.20 with all other contracted care (a b c d e g h n o r s u) — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| allina aetna medicare (n) | allina aetna medicare (n) | $9.07 | ↓ -91% |
| medicare | medicare (n) | $9.55 | ↓ -91% |
| blue cross blue shield of minnesota | bc pmap (n) | $23.23 | ↓ -77% |
| ucare pmap (a b c d e g n o s u r h) | ucare pmap (abdmnorsuv) | $36.46 | ↓ -64% |
| medica health system | medica pmap (n) | $57.62 | ↓ -43% |
| blue cross blue shield of minnesota | bc state health plan (n) | $70.87 | ↓ -30% |
| medicaid | medicaid ma (n) | $79.32 | ↓ -22% |
| bc aware/blue plus (nr) | bc aware/blue plus (nr) | $79.53 | ↓ -22% |
| medicare other | all other medicare (n) | $79.91 | ↓ -21% |
| medica | medica medicare (r) | $80.18 | ↓ -21% |
| medica health system | medica dual solutions (r) | $81.54 | ↓ -20% |
| bcbs | bc medicare (n) | $83.91 | ↓ -17% |
| all other medicaid | all other medicaid (n) | $86.98 | ↓ -14% |
| south country health alliance | scha msho (n) | $89.69 | ↓ -12% |
| blue cross blue shield of minnesota | bc premier(n) | $91.05 | ↓ -10% |
| south country health alliance | scha pmap (n) | $93.93 | ↓ -7% |
| bcbs | bc aehp (n) | $107.11 | ↑ +6% |
| aetna | aetna elevate (n r) | $111.02 | ↑ +9% |
| blue cross blue shield of minnesota | bc high value/performance network (n) | $114.98 | ↑ +13% |
| aetna | aetna performance (n r) | $119.94 | ↑ +18% |
| medica ubh (n) | medica ubh (n) | $126.84 | ↑ +25% |
| americas ppo (araz)(b d n o r s v) | americas ppo (araz)(b d n o r s v) | $139.78 | ↑ +38% |
| medica ubh pmap | medica ubh pmap (n) | $144.96 | ↑ +43% |
| hpi-cigna | hpi cigna (n) | $148.18 | ↑ +46% |
| americas ppo (araz) (b d n h o r s) | americas ppo (araz) (b d n h o r s v) | $152.21 | ↑ +50% |
| first health (a c e g h u b d n o r s) | first health (abdmnosurv) | $152.21 | ↑ +50% |
| aetna direct/indirect network | aetna direct/indirect network (n r) | $153.26 | ↑ +51% |
| all other contracted care (a b c d e g h n o r s u) | all other contracted care (a b c d m h n o r s u v) | $181.20 | ↑ +79% |
Visitor-reported prices
Comments
Fern test at other Minnesota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Owatonna Hospital | Owatonna | $69.72 | $9.07 – $91.87 |
| Allina Health Faribault Medical Center | Faribualt | $69.72 | $9.07 – $91.87 |
| Buffalo Hospital | Buffalo | $69.72 | $9.07 – $84.28 |
| Cambridge Medical Center | Cambridge | $69.72 | $9.07 – $84.28 |
| River Falls Area Hospital | River Falls | $69.72 | $9.07 – $112.95 |
| Sanford Bemidji Medical Center | Bemidji | not published | $9.25 – $10.23 |
| Sanford Worthington Medical Center | Worthington | not published | $9.25 – $10.23 |