Cover wrist at New Ulm Medical Center

1324 5th St N. New Ulm, MN 56073, MN · Allinahealth · · NPI 1558328435

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Sep 17, 2026

$498.34

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$889.90

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$54.75 with ucare pmap (a b c d e g n o s u r h) vs $903.34 with blue cross blue shield of minnesota — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $54.75 ↓ -89%
medica health system medica pmap (n) $86.53 ↓ -83%
medicaid medicaid ma (n) $119.11 ↓ -76%
medicare other all other medicare (n) $120.49 ↓ -76%
medica medica medicare (r) $120.89 ↓ -76%
medica health system medica dual solutions (r) $122.45 ↓ -75%
bcbs bc medicare (n) $126.51 ↓ -75%
all other medicaid all other medicaid (n) $130.61 ↓ -74%
south country health alliance scha msho (n) $134.70 ↓ -73%
south country health alliance scha pmap (n) $141.06 ↓ -72%
aetna aetna elevate (n r) $166.72 ↓ -67%
aetna aetna performance (n r) $180.10 ↓ -64%
americas ppo (araz)(b d n o r s v) americas ppo (araz)(b d n o r s v) $209.90 ↓ -58%
medica ubh pmap medica ubh pmap (n) $217.68 ↓ -56%
hpi-cigna hpi cigna (n) $222.52 ↓ -55%
blue cross blue shield of minnesota bc pmap (n) $225.42 ↓ -55%
americas ppo (araz) (b d n h o r s) americas ppo (araz) (b d n h o r s v) $228.56 ↓ -54%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $228.56 ↓ -54%
medica ubh (n) medica ubh (n) $228.56 ↓ -54%
aetna direct/indirect network aetna direct/indirect network (n r) $230.14 ↓ -54%
allina aetna medicare (n) allina aetna medicare (n) $254.36 ↓ -49%
medicare medicare (n) $267.75 ↓ -46%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $272.10 ↓ -45%
blue cross blue shield of minnesota bc state health plan (n) $556.78 ↑ +12%
bc aware/blue plus (nr) bc aware/blue plus (nr) $624.86 ↑ +25%
blue cross blue shield of minnesota bc premier(n) $715.37 ↑ +44%
bcbs bc aehp (n) $841.54 ↑ +69%
blue cross blue shield of minnesota bc high value/performance network (n) $903.34 ↑ +81%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Cover wrist at other Minnesota hospitals

Hospital City Cash price Negotiated range
United Hospital MN | 1175 Nininger Road. Hastings $567.36 $150.44 – $387.09
Owatonna Hospital Owatonna $661.92 $203.84 – $501.54
Abbott Northwestern Hospital MN 55407 $567.36 $150.44 – $376.38
Allina Health Faribault Medical Center Faribualt $661.92 $203.84 – $501.54
Mercy Hospital MN 55443 | 550 Osborne Road NE. Fridley $567.36 $150.44 – $376.38
Buffalo Hospital Buffalo $661.92 $203.84 – $501.54
Cambridge Medical Center Cambridge $661.92 $203.84 – $501.54
River Falls Area Hospital River Falls $661.92 $127.40 – $887.37

All Minnesota hospitals for this procedure →