Urine pregnancy test at Mercy Hospital

4050 Coon Rapids Blvd. Coon Rapids, MN 55443 | 550 Osborne Road NE. Fridley, MN · Allinahealth · · NPI 1316904287

Source: hospital's published price file ↗ · Published Jun 17, 2026 · Ingested Sep 17, 2026

$56.21

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$117.10

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$5.06 with blue cross blue shield of minnesota vs $36.29 with first health (a c e g h u b d n o r s) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
blue cross blue shield of minnesota bc pmap (amu) $5.06 ↓ -91%
allina aetna medicare (m) allina aetna medicare (m) $8.02 ↓ -86%
medicare other all other medicare (m) $8.44 ↓ -85%
medicare medicare (m) $8.44 ↓ -85%
all other medicaid all other medicaid (m) $8.60 ↓ -85%
medicaid medicaid ma (m) $8.60 ↓ -85%
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $8.69 ↓ -85%
medica medica medicare (m) $8.78 ↓ -84%
south country health alliance scha pmap (m) $8.86 ↓ -84%
bcbs bc medicare (m) $8.86 ↓ -84%
south country health alliance scha msho (m) $9.47 ↓ -83%
medica pmap (um) medica pmap (um) $9.59 ↓ -83%
hennepin health hennepin health (m) $9.80 ↓ -83%
uhc ubh pmap uhc ubh pmap (m) $10.75 ↓ -81%
blue cross blue shield of minnesota bc state health plan (mu) $11.39 ↓ -80%
blue cross blue shield of minnesota bc premier (m u) $12.09 ↓ -78%
bcbs bc aehp (mu) $14.23 ↓ -75%
aetna aetna elevate (amu) $15.23 ↓ -73%
blue cross blue shield of minnesota bc high value/performance network (mu) $15.27 ↓ -73%
health partners hpi pmap (amu) $15.32 ↓ -73%
aetna aetna performance (amu) $16.20 ↓ -71%
health partners hpi medicare (amu) $17.72 ↓ -68%
medica dual solutions (e g) medica dual solutions (m) $19.18 ↓ -66%
aetna direct network aetna direct network (amu) $23.60 ↓ -58%
blue cross blue shield of minnesota bc aware/blue plus (a m u) $25.36 ↓ -55%
united healthcare (um) united healthcare (um) $26.14 ↓ -53%
health partners hpi cigna (mu) $28.62 ↓ -49%
americas ppo (araz)(a m u) americas ppo (araz)(a m u) $28.91 ↓ -49%
medica ubh (m) medica ubh (m) $30.24 ↓ -46%
medica health system medica elect (u m) $32.08 ↓ -43%
medica medica essentials (u m) $33.49 ↓ -40%
medica mhps medica mhps (u m) $33.49 ↓ -40%
medica ubh pmap medica ubh pmap (m) $34.56 ↓ -39%
medica health system medica choice (u m) $35.25 ↓ -37%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $36.29 ↓ -35%

Visitor-reported prices

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Urine pregnancy test at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Canby Medical Center Canby $68.80 $20.82 – $77.40
Sanford Westbrook Hospital Westbrook $88.80 $26.87 – $99.90
Sanford Wheaton Wheaton $60.80 $18.40 – $68.40
Sanford Luverne Medical Center Luverne $33.60 $10.17 – $37.80
Sanford Tracy Hospital Tracy $88.80 $26.87 – $99.90
Sanford Thief River Falls Medical Center Thief River Falls $30.40 $13.05 – $34.20
Sanford Behavioral Health Thief River Falls Thief River Falls $30.40 $13.05 – $34.20
United Hospital MN | 1175 Nininger Road. Hastings $56.21 $5.06 – $15.32

All Minnesota hospitals for this procedure →