Test stress cardiovascular tracing only at Mercy Hospital

4050 Coon Rapids Blvd. Coon Rapids, MN 55443 | 550 Osborne Road NE. Fridley, MN · Allinahealth · · NPI 1316904287

Source: hospital's published price file ↗ · Published Jun 17, 2026 · Ingested Sep 17, 2026

$531.07

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$1,106.40

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$166.94 with ucare pmap (a b c d e g n o s u r h) vs $1,716.00 with united healthcare (um) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $166.94 ↓ -69%
medica pmap (um) medica pmap (um) $184.19 ↓ -65%
medicaid medicaid ma (m) $205.72 ↓ -61%
all other medicaid all other medicaid (m) $205.72 ↓ -61%
allina aetna medicare (m) allina aetna medicare (m) $211.40 ↓ -60%
south country health alliance scha pmap (m) $211.89 ↓ -60%
medicare other all other medicare (m) $222.53 ↓ -58%
medicare medicare (m) $222.53 ↓ -58%
medica medica medicare (m) $231.43 ↓ -56%
bcbs bc medicare (m) $233.66 ↓ -56%
hennepin health hennepin health (m) $234.52 ↓ -56%
south country health alliance scha msho (m) $248.77 ↓ -53%
uhc ubh pmap uhc ubh pmap (m) $257.15 ↓ -52%
health partners hpi medicare (amu) $283.57 ↓ -47%
aetna aetna elevate (amu) $292.47 ↓ -45%
health partners hpi pmap (amu) $309.83 ↓ -42%
aetna aetna performance (amu) $311.14 ↓ -41%
blue cross blue shield of minnesota bc pmap (amu) $319.20 ↓ -40%
medica dual solutions (e g) medica dual solutions (m) $368.39 ↓ -31%
aetna direct network aetna direct network (amu) $453.35 ↓ -15%
health partners hpi (u m) $484.08 ↓ -9%
blue cross blue shield of minnesota bc aware/blue plus (a m u) $487.03 ↓ -8%
americas ppo (araz)(a m u) americas ppo (araz)(a m u) $555.24 ↑ +5%
medica ubh (m) medica ubh (m) $580.79 ↑ +9%
medica health system medica elect (u m) $616.14 ↑ +16%
medica mhps medica mhps (u m) $643.27 ↑ +21%
medica medica essentials (u m) $643.27 ↑ +21%
medica ubh pmap medica ubh pmap (m) $663.76 ↑ +25%
medica health system medica choice (u m) $677.04 ↑ +27%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $696.95 ↑ +31%
blue cross blue shield of minnesota bc state health plan (mu) $728.50 ↑ +37%
blue cross blue shield of minnesota bc premier (m u) $773.58 ↑ +46%
health partners hpi cigna (mu) $779.57 ↑ +47%
bcbs bc aehp (mu) $910.03 ↑ +71%
blue cross blue shield of minnesota bc high value/performance network (mu) $976.92 ↑ +84%
united healthcare (um) united healthcare (um) $1,716.00 ↑ +223%

Visitor-reported prices

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Test stress cardiovascular tracing only at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Canby Medical Center Canby $900.80 $272.60 – $1,013.40
Sanford Westbrook Hospital Westbrook $1,112.80 $326.96 – $1,251.90
Sanford Bagley Medical Center Bagley $1,175.20 $326.96 – $1,322.10
Sanford Wheaton Wheaton $824.80 $249.61 – $927.90
Sanford Luverne Medical Center Luverne $1,016.00 $307.47 – $1,143.00
Sanford Bemidji Medical Center Bemidji $1,175.20 $226.44 – $1,322.10
Sanford Worthington Medical Center Worthington $1,184.00 $231.33 – $1,332.00
Sanford Tracy Hospital Tracy $1,112.80 $326.96 – $1,251.90

All Minnesota hospitals for this procedure →