Surgical pathology level 6 gross & microscopic examination at Mercy Hospital

4050 Coon Rapids Blvd. Coon Rapids, MN 55443 | 550 Osborne Road NE. Fridley, MN · Allinahealth · · NPI 1316904287

Source: hospital's published price file ↗ · Published Jun 17, 2026 · Ingested Sep 17, 2026

$436.13

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$908.60

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$51.59 with blue cross blue shield of minnesota vs $2,045.11 with health partners — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
blue cross blue shield of minnesota bc pmap (amu) $51.59 ↓ -88%
blue cross blue shield of minnesota bc state health plan (mu) $128.13 ↓ -71%
blue cross blue shield of minnesota bc premier (m u) $136.01 ↓ -69%
bcbs bc aehp (mu) $160.01 ↓ -63%
blue cross blue shield of minnesota bc high value/performance network (mu) $171.77 ↓ -61%
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $182.81 ↓ -58%
medica pmap (um) medica pmap (um) $201.71 ↓ -54%
medicaid medicaid ma (m) $285.50 ↓ -35%
all other medicaid all other medicaid (m) $285.50 ↓ -35%
south country health alliance scha pmap (m) $294.06 ↓ -33%
aetna aetna elevate (amu) $320.28 ↓ -27%
hennepin health hennepin health (m) $325.47 ↓ -25%
aetna aetna performance (amu) $340.73 ↓ -22%
uhc ubh pmap uhc ubh pmap (m) $356.88 ↓ -18%
medica dual solutions (e g) medica dual solutions (m) $403.42 ↓ -8%
aetna direct network aetna direct network (amu) $496.46 ↑ +14%
blue cross blue shield of minnesota bc aware/blue plus (a m u) $533.35 ↑ +22%
united healthcare (um) united healthcare (um) $549.70 ↑ +26%
americas ppo (araz)(a m u) americas ppo (araz)(a m u) $608.04 ↑ +39%
medica ubh (m) medica ubh (m) $636.02 ↑ +46%
medica health system medica elect (u m) $674.73 ↑ +55%
medica medica essentials (u m) $704.44 ↑ +62%
medica mhps medica mhps (u m) $704.44 ↑ +62%
medica ubh pmap medica ubh pmap (m) $726.88 ↑ +67%
medica health system medica choice (u m) $741.42 ↑ +70%
health partners hpi medicare (amu) $743.90 ↑ +71%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $763.22 ↑ +75%
allina aetna medicare (m) allina aetna medicare (m) $788.80 ↑ +81%
health partners hpi pmap (amu) $812.78 ↑ +86%
medicare medicare (m) $830.32 ↑ +90%
medicare other all other medicare (m) $830.32 ↑ +90%
medica medica medicare (m) $863.53 ↑ +98%
bcbs bc medicare (m) $871.84 ↑ +100%
south country health alliance scha msho (m) $928.20 ↑ +113%
health partners hpi (u m) $967.78 ↑ +122%
health partners hpi cigna (mu) $2,045.11 ↑ +369%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Surgical pathology level 6 gross & microscopic examination at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Canby Medical Center Canby $745.60 $225.64 – $838.80
Sanford Westbrook Hospital Westbrook $1,002.40 $303.35 – $1,127.70
Sanford Wheaton Wheaton $716.00 $216.68 – $805.50
Sanford Luverne Medical Center Luverne $1,016.80 $307.71 – $1,143.90
Sanford Bemidji Medical Center Bemidji $1,336.00 $620.35 – $1,503.00
Sanford Worthington Medical Center Worthington $1,336.00 $633.76 – $1,503.00
Sanford Tracy Hospital Tracy $1,002.40 $303.35 – $1,127.70
Sanford Thief River Falls Medical Center Thief River Falls $694.40 $298.16 – $781.20

All Minnesota hospitals for this procedure →