Surgical pathology level 1 gross examination only at Mercy Hospital

4050 Coon Rapids Blvd. Coon Rapids, MN 55443 | 550 Osborne Road NE. Fridley, MN · Allinahealth · · NPI 1316904287

Source: hospital's published price file ↗ · Published Jun 17, 2026 · Ingested Sep 17, 2026

$40.03

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$83.40

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$12.12 with medicaid vs $118.45 with blue cross blue shield of minnesota — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

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Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
medicaid medicaid ma (m) $12.12 ↓ -70%
all other medicaid all other medicaid (m) $12.12 ↓ -70%
south country health alliance scha pmap (m) $12.48 ↓ -69%
hennepin health hennepin health (m) $13.82 ↓ -65%
uhc ubh pmap uhc ubh pmap (m) $15.15 ↓ -62%
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $16.78 ↓ -58%
medica pmap (um) medica pmap (um) $18.51 ↓ -54%
health partners hpi medicare (amu) $22.31 ↓ -44%
health partners hpi pmap (amu) $24.37 ↓ -39%
allina aetna medicare (m) allina aetna medicare (m) $28.32 ↓ -29%
aetna aetna elevate (amu) $29.40 ↓ -27%
medicare medicare (m) $29.81 ↓ -26%
medicare other all other medicare (m) $29.81 ↓ -26%
medica medica medicare (m) $31.00 ↓ -23%
aetna aetna performance (amu) $31.28 ↓ -22%
bcbs bc medicare (m) $31.30 ↓ -22%
south country health alliance scha msho (m) $33.32 ↓ -17%
blue cross blue shield of minnesota bc pmap (amu) $35.58 ↓ -11%
medica dual solutions (e g) medica dual solutions (m) $37.03 ↓ -7%
aetna direct network aetna direct network (amu) $45.57 ↑ +14%
blue cross blue shield of minnesota bc aware/blue plus (a m u) $48.96 ↑ +22%
united healthcare (um) united healthcare (um) $50.46 ↑ +26%
americas ppo (araz)(a m u) americas ppo (araz)(a m u) $55.81 ↑ +39%
medica ubh (m) medica ubh (m) $58.38 ↑ +46%
health partners hpi cigna (mu) $61.32 ↑ +53%
medica health system medica elect (u m) $61.93 ↑ +55%
medica mhps medica mhps (u m) $64.66 ↑ +62%
medica medica essentials (u m) $64.66 ↑ +62%
medica ubh pmap medica ubh pmap (m) $66.72 ↑ +67%
health partners hpi (u m) $67.04 ↑ +67%
medica health system medica choice (u m) $68.05 ↑ +70%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $70.06 ↑ +75%
blue cross blue shield of minnesota bc state health plan (mu) $88.36 ↑ +121%
blue cross blue shield of minnesota bc premier (m u) $93.81 ↑ +134%
bcbs bc aehp (mu) $110.35 ↑ +176%
blue cross blue shield of minnesota bc high value/performance network (mu) $118.45 ↑ +196%

Visitor-reported prices

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Surgical pathology level 1 gross examination only at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Canby Medical Center Canby $34.40 $10.41 – $38.70
Sanford Westbrook Hospital Westbrook $64.00 $19.37 – $72.00
Sanford Bagley Medical Center Bagley $120.80 $36.56 – $135.90
Sanford Wheaton Wheaton $56.00 $16.95 – $63.00
Sanford Luverne Medical Center Luverne $37.60 $11.38 – $42.30
Sanford Bemidji Medical Center Bemidji $120.80 $21.49 – $135.90
Sanford Worthington Medical Center Worthington $111.20 $21.95 – $125.10
Sanford Tracy Hospital Tracy $64.00 $19.37 – $72.00

All Minnesota hospitals for this procedure →