So vest canvas/web pre ots at Mercy Hospital

4050 Coon Rapids Blvd. Coon Rapids, MN 55443 | 550 Osborne Road NE. Fridley, MN · Allinahealth · · NPI 1316904287

Source: hospital's published price file ↗ · Published Jun 17, 2026 · Ingested Sep 17, 2026

$219.89

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$458.10

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.01 with united healthcare (um) vs $384.80 with first health (a c e g h u b d n o r s) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
united healthcare (um) united healthcare (um) $0.01 ↓ -100%
blue cross blue shield of minnesota bc pmap (amu) $76.31 ↓ -65%
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $92.17 ↓ -58%
medica pmap (um) medica pmap (um) $101.70 ↓ -54%
aetna aetna elevate (amu) $161.48 ↓ -27%
aetna aetna performance (amu) $171.79 ↓ -22%
blue cross blue shield of minnesota bc state health plan (mu) $171.81 ↓ -22%
blue cross blue shield of minnesota bc premier (m u) $182.36 ↓ -17%
allina aetna medicare (m) allina aetna medicare (m) $183.51 ↓ -17%
medicare other all other medicare (m) $193.17 ↓ -12%
medicare medicare (m) $193.17 ↓ -12%
all other medicaid all other medicaid (m) $196.13 ↓ -11%
medicaid medicaid ma (m) $196.13 ↓ -11%
south country health alliance scha msho (m) $196.31 ↓ -11%
medica medica medicare (m) $200.90 ↓ -9%
south country health alliance scha pmap (m) $202.01 ↓ -8%
bcbs bc medicare (m) $202.83 ↓ -8%
medica dual solutions (e g) medica dual solutions (m) $203.40 ↓ -7%
bcbs bc aehp (mu) $214.51 ↓ -2%
hennepin health hennepin health (m) $223.59 ↑ +2%
blue cross blue shield of minnesota bc high value/performance network (mu) $230.28 ↑ +5%
uhc ubh pmap uhc ubh pmap (m) $245.16 ↑ +11%
aetna direct network aetna direct network (amu) $250.31 ↑ +14%
blue cross blue shield of minnesota bc aware/blue plus (a m u) $268.90 ↑ +22%
americas ppo (araz)(a m u) americas ppo (araz)(a m u) $306.56 ↑ +39%
medica health system medica elect (u m) $340.19 ↑ +55%
medica mhps medica mhps (u m) $355.16 ↑ +62%
medica medica essentials (u m) $355.16 ↑ +62%
medica ubh pmap medica ubh pmap (m) $366.48 ↑ +67%
medica health system medica choice (u m) $373.81 ↑ +70%
medica ubh (m) medica ubh (m) $384.80 ↑ +75%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $384.80 ↑ +75%

Visitor-reported prices

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So vest canvas/web pre ots at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Bemidji Medical Center Bemidji $365.16 $181.76 – $410.80
United Hospital MN | 1175 Nininger Road. Hastings $219.89 $76.31 – $245.16
Owatonna Hospital Owatonna $256.54 $109.60 – $338.03
Abbott Northwestern Hospital MN 55407 $219.89 $76.31 – $245.16
Allina Health Faribault Medical Center Faribualt $256.54 $109.60 – $338.03
New Ulm Medical Center MN 56073 $231.78 $114.33 – $338.48
Buffalo Hospital Buffalo $256.54 $109.60 – $338.03
Cambridge Medical Center Cambridge $256.54 $109.60 – $338.03

All Minnesota hospitals for this procedure →