Psychotherapy patient individual therapy 60 minutes at Mercy Hospital

4050 Coon Rapids Blvd. Coon Rapids, MN 55443 | 550 Osborne Road NE. Fridley, MN · Allinahealth · · NPI 1316904287

Source: hospital's published price file ↗ · Published Jun 17, 2026 · Ingested Sep 17, 2026

$267.12

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$556.50

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.01 with medica vs $402.25 with health partners — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
medica medica essentials (u m) $0.01 ↓ -100%
united healthcare (um) united healthcare (um) $0.01 ↓ -100%
uhc ubh pmap uhc ubh pmap (m) $0.01 ↓ -100%
medica health system medica elect (u m) $0.01 ↓ -100%
medica health system medica choice (u m) $0.01 ↓ -100%
medica ubh (m) medica ubh (m) $0.01 ↓ -100%
medica pmap (um) medica pmap (um) $0.01 ↓ -100%
medica mhps medica mhps (u m) $0.01 ↓ -100%
blue cross blue shield of minnesota bc pmap (amu) $28.85 ↓ -89%
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $32.74 ↓ -88%
blue cross blue shield of minnesota bc premier (m u) $52.88 ↓ -80%
blue cross blue shield of minnesota bc state health plan (mu) $53.32 ↓ -80%
aetna aetna elevate (amu) $57.35 ↓ -79%
aetna aetna performance (amu) $61.01 ↓ -77%
bcbs bc aehp (mu) $62.20 ↓ -77%
blue cross blue shield of minnesota bc high value/performance network (mu) $66.77 ↓ -75%
medica dual solutions (e g) medica dual solutions (m) $72.24 ↓ -73%
aetna direct network aetna direct network (amu) $88.90 ↓ -67%
blue cross blue shield of minnesota bc aware/blue plus (a m u) $95.50 ↓ -64%
americas ppo (araz)(a m u) americas ppo (araz)(a m u) $108.88 ↓ -59%
medica ubh pmap medica ubh pmap (m) $130.16 ↓ -51%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $136.67 ↓ -49%
health partners hpi medicare (amu) $146.31 ↓ -45%
health partners hpi pmap (amu) $159.87 ↓ -40%
all other medicaid all other medicaid (m) $169.11 ↓ -37%
medicaid medicaid ma (m) $169.11 ↓ -37%
allina aetna medicare (m) allina aetna medicare (m) $173.78 ↓ -35%
south country health alliance scha pmap (m) $174.18 ↓ -35%
medicare medicare (m) $182.93 ↓ -32%
medicare other all other medicare (m) $182.93 ↓ -32%
medica medica medicare (m) $190.25 ↓ -29%
bcbs bc medicare (m) $192.08 ↓ -28%
hennepin health hennepin health (m) $192.79 ↓ -28%
south country health alliance scha msho (m) $204.49 ↓ -23%
health partners hpi (u m) $274.69 ↑ +3%
health partners hpi cigna (mu) $402.25 ↑ +51%

Visitor-reported prices

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Psychotherapy patient individual therapy 60 minutes at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Bagley Medical Center Bagley $528.00 $159.79 – $594.00
Sanford Thief River Falls Medical Center Thief River Falls $128.80 $55.30 – $144.90
Sanford Behavioral Health Thief River Falls Thief River Falls $128.80 $55.30 – $144.90
United Hospital MN | 1175 Nininger Road. Hastings $267.12 $146.31 – $192.08
Owatonna Hospital Owatonna $114.97 $47.78 – $189.87
Abbott Northwestern Hospital MN 55407 $267.12 $146.31 – $402.25
Allina Health Faribault Medical Center Faribualt $114.97 $47.78 – $199.84
Buffalo Hospital Buffalo $114.97 $47.78 – $192.08

All Minnesota hospitals for this procedure →