Psychotherapy patient individual therapy 45 minutes at Mercy Hospital
4050 Coon Rapids Blvd. Coon Rapids, MN 55443 | 550 Osborne Road NE. Fridley, MN · Allinahealth · · NPI 1316904287
$176.98
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$368.70
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$0.01 with medica vs $402.25 with health partners — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| medica | medica essentials (u m) | $0.01 | ↓ -100% |
| united healthcare (um) | united healthcare (um) | $0.01 | ↓ -100% |
| uhc ubh pmap | uhc ubh pmap (m) | $0.01 | ↓ -100% |
| medica health system | medica elect (u m) | $0.01 | ↓ -100% |
| medica health system | medica choice (u m) | $0.01 | ↓ -100% |
| medica ubh (m) | medica ubh (m) | $0.01 | ↓ -100% |
| medica pmap (um) | medica pmap (um) | $0.01 | ↓ -100% |
| medica mhps | medica mhps (u m) | $0.01 | ↓ -100% |
| blue cross blue shield of minnesota | bc pmap (amu) | $28.85 | ↓ -84% |
| ucare pmap (a b c d e g n o s u r h) | ucare pmap (abdmnorsuv) | $32.74 | ↓ -82% |
| blue cross blue shield of minnesota | bc premier (m u) | $52.88 | ↓ -70% |
| blue cross blue shield of minnesota | bc state health plan (mu) | $53.32 | ↓ -70% |
| aetna | aetna elevate (amu) | $57.35 | ↓ -68% |
| aetna | aetna performance (amu) | $61.01 | ↓ -66% |
| bcbs | bc aehp (mu) | $62.20 | ↓ -65% |
| blue cross blue shield of minnesota | bc high value/performance network (mu) | $66.77 | ↓ -62% |
| medica dual solutions (e g) | medica dual solutions (m) | $72.24 | ↓ -59% |
| aetna direct network | aetna direct network (amu) | $88.90 | ↓ -50% |
| blue cross blue shield of minnesota | bc aware/blue plus (a m u) | $95.50 | ↓ -46% |
| americas ppo (araz)(a m u) | americas ppo (araz)(a m u) | $108.88 | ↓ -38% |
| medica ubh pmap | medica ubh pmap (m) | $130.16 | ↓ -26% |
| first health (a c e g h u b d n o r s) | first health (abdmnosurv) | $136.67 | ↓ -23% |
| health partners | hpi medicare (amu) | $146.31 | ↓ -17% |
| health partners | hpi pmap (amu) | $159.87 | ↓ -10% |
| all other medicaid | all other medicaid (m) | $169.11 | ↓ -4% |
| medicaid | medicaid ma (m) | $169.11 | ↓ -4% |
| allina aetna medicare (m) | allina aetna medicare (m) | $173.78 | ↓ -2% |
| south country health alliance | scha pmap (m) | $174.18 | ↓ -2% |
| medicare | medicare (m) | $182.93 | ↑ +3% |
| medicare other | all other medicare (m) | $182.93 | ↑ +3% |
| medica | medica medicare (m) | $190.25 | ↑ +7% |
| bcbs | bc medicare (m) | $192.08 | ↑ +9% |
| hennepin health | hennepin health (m) | $192.79 | ↑ +9% |
| south country health alliance | scha msho (m) | $204.49 | ↑ +16% |
| health partners | hpi (u m) | $274.69 | ↑ +55% |
| health partners | hpi cigna (mu) | $402.25 | ↑ +127% |
Visitor-reported prices
Comments
Psychotherapy patient individual therapy 45 minutes at other Minnesota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Bagley Medical Center | Bagley | $520.00 | $80.38 – $298.80 |
| Sanford Bemidji Medical Center | Bemidji | $265.60 | $115.02 – $298.80 |
| United Hospital | MN | 1175 Nininger Road. Hastings | $176.98 | $146.31 – $192.08 |
| Owatonna Hospital | Owatonna | $114.97 | $47.78 – $189.87 |
| Abbott Northwestern Hospital | MN 55407 | $176.98 | $146.31 – $402.25 |
| Allina Health Faribault Medical Center | Faribualt | $114.97 | $47.78 – $199.84 |
| Buffalo Hospital | Buffalo | $114.97 | $47.78 – $192.08 |
| Cambridge Medical Center | Cambridge | $114.97 | $47.78 – $199.84 |