Paring/cutting benign hyperkeratotic lesion single at Mercy Hospital

4050 Coon Rapids Blvd. Coon Rapids, MN 55443 | 550 Osborne Road NE. Fridley, MN · Allinahealth · · NPI 1316904287

Source: hospital's published price file ↗ · Published Jun 17, 2026 · Ingested Sep 17, 2026

$251.18

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$523.30

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$105.29 with ucare pmap (a b c d e g n o s u r h) vs $698.99 with blue cross blue shield of minnesota — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $105.29 ↓ -58%
medica pmap (um) medica pmap (um) $116.17 ↓ -54%
health partners hpi medicare (amu) $180.95 ↓ -28%
aetna aetna elevate (amu) $184.46 ↓ -27%
medicaid medicaid ma (m) $191.16 ↓ -24%
all other medicaid all other medicaid (m) $191.16 ↓ -24%
aetna aetna performance (amu) $196.24 ↓ -22%
allina aetna medicare (m) allina aetna medicare (m) $196.43 ↓ -22%
south country health alliance scha pmap (m) $196.89 ↓ -22%
health partners hpi pmap (amu) $197.71 ↓ -21%
medicare medicare (m) $206.77 ↓ -18%
medicare other all other medicare (m) $206.77 ↓ -18%
blue cross blue shield of minnesota bc pmap (amu) $209.93 ↓ -16%
medica medica medicare (m) $215.04 ↓ -14%
bcbs bc medicare (m) $217.11 ↓ -14%
hennepin health hennepin health (m) $217.92 ↓ -13%
south country health alliance scha msho (m) $231.14 ↓ -8%
medica dual solutions (e g) medica dual solutions (m) $232.35 ↓ -7%
uhc ubh pmap uhc ubh pmap (m) $238.95 ↓ -5%
health partners hpi (u m) $258.85 ↑ +3%
united healthcare (um) united healthcare (um) $272.00 ↑ +8%
aetna direct network aetna direct network (amu) $285.93 ↑ +14%
blue cross blue shield of minnesota bc aware/blue plus (a m u) $307.18 ↑ +22%
americas ppo (araz)(a m u) americas ppo (araz)(a m u) $350.19 ↑ +39%
medica ubh (m) medica ubh (m) $366.31 ↑ +46%
medica health system medica elect (u m) $388.60 ↑ +55%
medica mhps medica mhps (u m) $405.71 ↑ +62%
medica medica essentials (u m) $405.71 ↑ +62%
medica ubh pmap medica ubh pmap (m) $418.64 ↑ +67%
medica health system medica choice (u m) $427.01 ↑ +70%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $439.57 ↑ +75%
health partners hpi cigna (mu) $497.45 ↑ +98%
blue cross blue shield of minnesota bc state health plan (mu) $521.40 ↑ +108%
blue cross blue shield of minnesota bc premier (m u) $553.53 ↑ +120%
bcbs bc aehp (mu) $651.15 ↑ +159%
blue cross blue shield of minnesota bc high value/performance network (mu) $698.99 ↑ +178%

Visitor-reported prices

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Paring/cutting benign hyperkeratotic lesion single at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Canby Medical Center Canby $273.60 $82.80 – $307.80
Sanford Westbrook Hospital Westbrook $282.40 $85.46 – $317.70
Sanford Wheaton Wheaton $264.00 $79.89 – $297.00
Sanford Bemidji Medical Center Bemidji $275.20 $144.42 – $309.60
Sanford Worthington Medical Center Worthington $241.60 $117.09 – $271.80
Sanford Tracy Hospital Tracy $282.40 $85.46 – $317.70
United Hospital MN | 1175 Nininger Road. Hastings $251.18 $180.95 – $595.98
Owatonna Hospital Owatonna $72.74 $87.94 – $750.93

All Minnesota hospitals for this procedure →