Nasopharyngoscopy w/endoscope at Mercy Hospital

4050 Coon Rapids Blvd. Coon Rapids, MN 55443 | 550 Osborne Road NE. Fridley, MN · Allinahealth · · NPI 1316904287

Source: hospital's published price file ↗ · Published Jun 17, 2026 · Ingested Sep 17, 2026

$169.68

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$353.50

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$71.12 with ucare pmap (a b c d e g n o s u r h) vs $2,949.84 with blue cross blue shield of minnesota — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $71.12 ↓ -58%
medica pmap (um) medica pmap (um) $78.48 ↓ -54%
aetna aetna elevate (amu) $124.61 ↓ -27%
aetna aetna performance (amu) $132.56 ↓ -22%
medica dual solutions (e g) medica dual solutions (m) $156.95 ↓ -8%
blue cross blue shield of minnesota bc pmap (amu) $168.71 ↓ -1%
health partners hpi medicare (amu) $176.79 ↑ +4%
medicaid medicaid ma (m) $190.18 ↑ +12%
all other medicaid all other medicaid (m) $190.18 ↑ +12%
aetna direct network aetna direct network (amu) $193.15 ↑ +14%
health partners hpi pmap (amu) $193.16 ↑ +14%
allina aetna medicare (m) allina aetna medicare (m) $195.43 ↑ +15%
south country health alliance scha pmap (m) $195.89 ↑ +15%
medicare medicare (m) $205.72 ↑ +21%
medicare other all other medicare (m) $205.72 ↑ +21%
medica medica medicare (m) $213.95 ↑ +26%
bcbs bc medicare (m) $216.01 ↑ +27%
hennepin health hennepin health (m) $216.81 ↑ +28%
south country health alliance scha msho (m) $229.97 ↑ +36%
americas ppo (araz)(a m u) americas ppo (araz)(a m u) $236.56 ↑ +39%
uhc ubh pmap uhc ubh pmap (m) $237.73 ↑ +40%
medica ubh (m) medica ubh (m) $247.45 ↑ +46%
medica health system medica elect (u m) $262.51 ↑ +55%
united healthcare (um) united healthcare (um) $272.00 ↑ +60%
medica mhps medica mhps (u m) $274.07 ↑ +62%
medica medica essentials (u m) $274.07 ↑ +62%
medica ubh pmap medica ubh pmap (m) $282.80 ↑ +67%
medica health system medica choice (u m) $288.46 ↑ +70%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $296.94 ↑ +75%
health partners hpi (u m) $310.43 ↑ +83%
blue cross blue shield of minnesota bc state health plan (mu) $379.87 ↑ +124%
blue cross blue shield of minnesota bc premier (m u) $403.20 ↑ +138%
bcbs bc aehp (mu) $474.29 ↑ +180%
health partners hpi cigna (mu) $486.02 ↑ +186%
blue cross blue shield of minnesota bc high value/performance network (mu) $509.14 ↑ +200%
blue cross blue shield of minnesota bc aware/blue plus (a m u) $2,949.84 ↑ +1638%

Visitor-reported prices

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Nasopharyngoscopy w/endoscope at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Bemidji Medical Center Bemidji $374.40 $142.90 – $421.20
United Hospital MN | 1175 Nininger Road. Hastings $169.68 $168.71 – $434.12
Abbott Northwestern Hospital MN 55407 $169.68 $168.71 – $486.02
Sanford Canby Medical Center Canby not published $203.85 – $203.85
Sanford Westbrook Hospital Westbrook not published $203.85 – $203.85
Sanford Bagley Medical Center Bagley not published $203.85 – $203.85
Sanford Wheaton Wheaton not published $203.85 – $203.85
Sanford Luverne Medical Center Luverne not published $203.85 – $203.85

All Minnesota hospitals for this procedure →