MRI fetal sngl/1st gestation at Mercy Hospital

4050 Coon Rapids Blvd. Coon Rapids, MN 55443 | 550 Osborne Road NE. Fridley, MN · Allinahealth · · NPI 1316904287

Source: hospital's published price file ↗ · Published Jun 17, 2026 · Ingested Sep 17, 2026

$1,094.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$2,280.20

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$220.12 with health partners vs $1,915.37 with first health (a c e g h u b d n o r s) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
health partners hpi medicare (amu) $220.12 ↓ -80%
medicaid medicaid ma (m) $227.33 ↓ -79%
all other medicaid all other medicaid (m) $227.33 ↓ -79%
allina aetna medicare (m) allina aetna medicare (m) $233.60 ↓ -79%
south country health alliance scha pmap (m) $234.15 ↓ -79%
health partners hpi pmap (amu) $240.50 ↓ -78%
medicare medicare (m) $245.90 ↓ -78%
medicare other all other medicare (m) $245.90 ↓ -78%
medica medica medicare (m) $255.74 ↓ -77%
bcbs bc medicare (m) $258.19 ↓ -76%
hennepin health hennepin health (m) $259.16 ↓ -76%
south country health alliance scha msho (m) $274.89 ↓ -75%
uhc ubh pmap uhc ubh pmap (m) $284.16 ↓ -74%
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $458.78 ↓ -58%
blue cross blue shield of minnesota bc pmap (amu) $480.60 ↓ -56%
medica pmap (um) medica pmap (um) $506.20 ↓ -54%
health partners hpi (u m) $600.93 ↓ -45%
health partners hpi cigna (mu) $605.14 ↓ -45%
medica dual solutions (e g) medica dual solutions (m) $855.00 ↓ -22%
medica health system medica elect (u m) $860.00 ↓ -21%
medica medica essentials (u m) $898.00 ↓ -18%
medica mhps medica mhps (u m) $898.00 ↓ -18%
medica health system medica choice (u m) $945.00 ↓ -14%
aetna aetna elevate (amu) $958.00 ↓ -12%
aetna aetna performance (amu) $1,026.00 ↓ -6%
blue cross blue shield of minnesota bc state health plan (mu) $1,082.11 ↓ -1%
blue cross blue shield of minnesota bc premier (m u) $1,148.56 ↑ +5%
blue cross blue shield of minnesota bc aware/blue plus (a m u) $1,338.48 ↑ +22%
bcbs bc aehp (mu) $1,351.08 ↑ +23%
blue cross blue shield of minnesota bc high value/performance network (mu) $1,450.36 ↑ +33%
aetna direct network aetna direct network (amu) $1,474.00 ↑ +35%
americas ppo (araz)(a m u) americas ppo (araz)(a m u) $1,525.91 ↑ +39%
medica ubh (m) medica ubh (m) $1,596.14 ↑ +46%
medica ubh pmap medica ubh pmap (m) $1,824.16 ↑ +67%
united healthcare (um) united healthcare (um) $1,900.00 ↑ +74%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $1,915.37 ↑ +75%

Visitor-reported prices

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MRI fetal sngl/1st gestation at other Minnesota hospitals

Hospital City Cash price Negotiated range
United Hospital MN | 1175 Nininger Road. Hastings $1,094.50 $227.33 – $1,474.00
Abbott Northwestern Hospital MN 55407 $1,094.50 $227.33 – $1,474.00
Sanford Canby Medical Center Canby not published $253.81 – $578.05
Sanford Westbrook Hospital Westbrook not published $253.81 – $578.05
Sanford Bagley Medical Center Bagley not published $253.81 – $578.05
Sanford Wheaton Wheaton not published $253.81 – $578.05
Sanford Luverne Medical Center Luverne not published $253.81 – $578.05
Sanford Bemidji Medical Center Bemidji not published $176.78 – $249.09

All Minnesota hospitals for this procedure →