MRI chest without & w/contrast at Mercy Hospital

4050 Coon Rapids Blvd. Coon Rapids, MN 55443 | 550 Osborne Road NE. Fridley, MN · Allinahealth · · NPI 1316904287

Source: hospital's published price file ↗ · Published Jun 17, 2026 · Ingested Sep 17, 2026

$1,185.79

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$2,470.40

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$325.21 with health partners vs $2,075.14 with first health (a c e g h u b d n o r s) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
health partners hpi medicare (amu) $325.21 ↓ -73%
all other medicaid all other medicaid (m) $332.39 ↓ -72%
medicaid medicaid ma (m) $332.39 ↓ -72%
allina aetna medicare (m) allina aetna medicare (m) $341.56 ↓ -71%
south country health alliance scha pmap (m) $342.36 ↓ -71%
health partners hpi pmap (amu) $355.32 ↓ -70%
medicare other all other medicare (m) $359.54 ↓ -70%
medicare medicare (m) $359.54 ↓ -70%
medica medica medicare (m) $373.92 ↓ -68%
bcbs bc medicare (m) $377.52 ↓ -68%
hennepin health hennepin health (m) $378.92 ↓ -68%
south country health alliance scha msho (m) $401.93 ↓ -66%
uhc ubh pmap uhc ubh pmap (m) $415.49 ↓ -65%
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $497.04 ↓ -58%
medica pmap (um) medica pmap (um) $548.43 ↓ -54%
blue cross blue shield of minnesota bc pmap (amu) $565.31 ↓ -52%
health partners hpi (u m) $784.99 ↓ -34%
medica dual solutions (e g) medica dual solutions (m) $855.00 ↓ -28%
medica health system medica elect (u m) $860.00 ↓ -27%
health partners hpi cigna (mu) $894.08 ↓ -25%
medica medica essentials (u m) $898.00 ↓ -24%
medica mhps medica mhps (u m) $898.00 ↓ -24%
medica health system medica choice (u m) $945.00 ↓ -20%
aetna aetna elevate (amu) $958.00 ↓ -19%
aetna aetna performance (amu) $1,026.00 ↓ -13%
blue cross blue shield of minnesota bc aware/blue plus (a m u) $1,201.56 ↑ +1%
blue cross blue shield of minnesota bc state health plan (mu) $1,272.85 ↑ +7%
blue cross blue shield of minnesota bc premier (m u) $1,351.00 ↑ +14%
aetna direct network aetna direct network (amu) $1,474.00 ↑ +24%
bcbs bc aehp (mu) $1,589.21 ↑ +34%
americas ppo (araz)(a m u) americas ppo (araz)(a m u) $1,653.19 ↑ +39%
blue cross blue shield of minnesota bc high value/performance network (mu) $1,705.99 ↑ +44%
medica ubh (m) medica ubh (m) $1,729.28 ↑ +46%
united healthcare (um) united healthcare (um) $1,900.00 ↑ +60%
medica ubh pmap medica ubh pmap (m) $1,976.32 ↑ +67%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $2,075.14 ↑ +75%

Visitor-reported prices

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MRI chest without & w/contrast at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Wheaton Wheaton $3,848.00 $374.99 – $4,329.00
Sanford Bemidji Medical Center Bemidji $3,921.60 $277.45 – $4,411.80
Sanford Worthington Medical Center Worthington $3,630.40 $283.44 – $4,084.20
Sanford Thief River Falls Medical Center Thief River Falls $3,820.00 $374.99 – $4,297.50
Sanford Behavioral Health Thief River Falls Thief River Falls $3,820.00 $374.99 – $4,297.50
United Hospital MN | 1175 Nininger Road. Hastings $1,185.79 $325.21 – $1,474.00
Owatonna Hospital Owatonna $3,003.22 $332.39 – $1,884.65
Abbott Northwestern Hospital MN 55407 $1,185.79 $325.21 – $1,474.00

All Minnesota hospitals for this procedure →